PT DFI Retail Nusantara Tbk (ISX:HERO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:HERO PT DFI Retail Nusantara Tbk ISX:HERO
45 GF Score
Price Rp336.00
GF Value Rp699.56
Valuation Possible Value Trap
! 4 Warning Signs
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What is PT DFI Retail Nusantara Tbk Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ISX:HERO
45GF Score
PT DFI Retail Nusantara Tbk ISX:HERO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT DFI Retail Nusantara Tbk (ISX:HERO) Overvalued in 2026?

Based on GuruFocus' analysis, PT DFI Retail Nusantara Tbk stock appears to be undervalued. The current stock price of Rp336.00 is trading 52% below its estimated GF Value™ of Rp699.56. GuruFocus considers PT DFI Retail Nusantara Tbk to be Possible Value Trap.

Key valuation signals for ISX:HERO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: Rp699.56 vs. price of Rp336.00 (52% below fair value)
  • GF Score™: 45/100 with 4 warning signs

No single metric tells the full story. See the ISX:HERO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT DFI Retail Nusantara Tbk Business Description

Address Jalan Boulevard Bintaro Jaya Blok B7/A6, Sektor VII, CBD Bintaro Jaya, Tangerang Selatan, Tangerang, IDN, 15424
PT DFI Retail Nusantara Tbk is a modern retail group that focuses on the Guardian and IKEA business segments to achieve sustainable growth in the medium and long term. The company operates and manages the business in a single segment, which is special retails segments. Special retail segments relate to special retail operations (such as pharmacy, drugs stores, health and beauty stores, home furnishing).
45GF Score

Get the complete analysis for ISX:HERO

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp336.00
Price
Rp699.56
GF Value