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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Purple Group's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was R0.4 Mil. Purple Group's average total debt for the quarter that ended in Feb. 2026 was R3.2 Mil. Therefore, Purple Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 13.24%.
Purple Group (JSE:PPE) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Purple Group Effective Interest Rate on Debt % Related Terms
Purple Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Purple Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Purple Group Effective Interest Rate on Debt % Chart
JSE:PPE vs FRHC, VOYA: Effective Interest Rate on Debt % Comparison
For the Financial Conglomerates subindustry, Purple Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Purple Group Effective Interest Rate on Debt % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Purple Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Purple Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 13.24% mean?
Purple Group (JSE:PPE) has a Effective Interest Rate on Debt % of 13.24% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Purple Group and its competitors.
Is Purple Group's Effective Interest Rate on Debt % too high?
Purple Group's current Effective Interest Rate on Debt % is 13.24%. Overall, Purple Group has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Purple Group's Effective Interest Rate on Debt % compare to FRHC and VOYA?
Purple Group's Effective Interest Rate on Debt % of 13.24% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Purple Group and its competitors. Purple Group's current Effective Interest Rate on Debt % is 13.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Purple Group stock overvalued right now?
Based on GuruFocus' analysis, Purple Group (JSE:PPE) is currently considered Significantly Overvalued. The stock's GF Value™ is R1.47, compared to a current price of R2.02 — trading 37.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 13.24%. Purple Group's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Purple Group (JSE:PPE), the current Effective Interest Rate on Debt % is 13.24% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Purple Group (JSE:PPE) Overvalued in 2026?
Based on GuruFocus' analysis, Purple Group stock appears to be overvalued.
The current stock price of R2.02 is trading 37.4% above its estimated GF Value™ of R1.47.
GuruFocus considers Purple Group to be Significantly Overvalued.
Key valuation signals for JSE:PPE:
Effective Interest Rate on Debt %: 13.24%
GF Value™: R1.47 vs. price of R2.02 (37.4% above fair value)
No single metric tells the full story. See the JSE:PPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Purple Group Ltd operates as a financial services company. The company engages in trading, investing, and asset management, and also offers various products and services related to investing and managing portfolios. The Group comprises the following operating segments: Easy Group includes First World Trader Proprietary Limited (FWT or EasyEquities), EasyProperties Proprietary Limited (EasyProperties), EasyDefi Technologies Proprietary Limited (Easy Crypto), and Retirement Investments and Savings for Everyone (RISE or EasyRetire). Head Office and Investments represent fees and dividends earned on investments and fair value adjustments made against them, as well as head office costs.
72GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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