Super Group (JSE:SPG) Effective Interest Rate on Debt %: 10.05% (As of Dec. 2025)

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JSE:SPG Super Group Ltd JSE:SPG
84 GF Score
Price R18.99
GF Value R23.80
Valuation Modestly Undervalued
! 11 Warning Signs
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What is Super Group Effective Interest Rate on Debt %?

Super Group JSE:SPG -0.37% 84 Effective Interest Rate on Debt % is 10.05% as of Dec. 2025. GuruFocus rates JSE:SPG with a GF Score™ of 84/100 and a GF Value™ of R23.80 (Modestly Undervalued). The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Super Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was R948 Mil. Super Group's average total debt for the quarter that ended in Dec. 2025 was R9,437 Mil. Therefore, Super Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 10.05%.


Super Group  (JSE:SPG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Super Group Effective Interest Rate on Debt % Related Terms


Super Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Super Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Super Group Effective Interest Rate on Debt % Chart

Super Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.27 6.37 6.19 3.84 5.27

Super Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.75 3.90 5.05 12.35 10.05

JSE:SPG vs UPS, FDX, JBHT: Effective Interest Rate on Debt % Comparison

For the Integrated Freight & Logistics subindustry, Super Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Super Group Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Super Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Super Group's Effective Interest Rate on Debt % falls into.


JSE:SPG
84GF Score
Super Group Ltd JSE:SPG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Super Group Effective Interest Rate on Debt % Calculation

Super Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -1225.85/( (36561.971+9924.129)/ 2 )
=-1  *  -1225.85/23243.05
=5.27 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26996.132 + 9565.839
=36561.971

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7185.633 + 2738.496
=9924.129

Super Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -948.382/( (9924.129+8949.771)/ 2 )
=-1  *  -948.382/9436.95
=10.05 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7185.633 + 2738.496
=9924.129

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7180.066 + 1769.705
=8949.771

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.05% mean?
Super Group (JSE:SPG) has a Effective Interest Rate on Debt % of 10.05% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Super Group and its competitors.
Is Super Group's Effective Interest Rate on Debt % too high?
Super Group's current Effective Interest Rate on Debt % is 10.05%. Overall, Super Group has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Super Group's Effective Interest Rate on Debt % compare to UPS and FDX?
Super Group's Effective Interest Rate on Debt % of 10.05% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Super Group and its competitors. Super Group's current Effective Interest Rate on Debt % is 10.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Super Group stock overvalued right now?
Based on GuruFocus' analysis, Super Group (JSE:SPG) is currently considered Modestly Undervalued. The stock's GF Value™ is R23.80, compared to a current price of R18.99 — trading 20.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.05%. Super Group's overall GF Score™ is 84/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Super Group (JSE:SPG), the current Effective Interest Rate on Debt % is 10.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Super Group (JSE:SPG) Overvalued in 2026?

Based on GuruFocus' analysis, Super Group stock appears to be undervalued. The current stock price of R18.99 is trading 20.2% below its estimated GF Value™ of R23.80. GuruFocus considers Super Group to be Modestly Undervalued.

Key valuation signals for JSE:SPG:

  • Effective Interest Rate on Debt %: 10.05%
  • GF Value™: R23.80 vs. price of R18.99 (20.2% below fair value)
  • GF Score™: 84/100 with 11 warning signs

No single metric tells the full story. See the JSE:SPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Super Group Business Description

Other Exchanges S8G1:Germany
Address 27 Impala Road, Chislehurston, Sandton, Johannesburg, ZAF, 2196
Super Group Ltd provides logistics and mobility solutions across sub-Saharan Africa, the United Kingdom, Europe, and Australasia through several key segments. Its Supply Chain divisions offer distribution, warehousing, and courier services. The Dealerships divisions manage the sale and servicing of passenger and commercial vehicles in South Africa and the United Kingdom, representing key vehicle brands. The Fleet Solutions divisions provide fleet management and vehicle leasing services. The principal segments of the company are Supply Chain Africa, Supply Chain Europe, Fleet Africa, SG Fleet, Dealerships SA, Dealerships UK and Services. Geographically, the company generates the majority of its revenue from South Africa.
84GF Score

Get the complete analysis for JSE:SPG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R18.99
Price
R23.80
GF Value