Albemarle & Bond Holdings (LSE:ABM) Effective Interest Rate on Debt % : 3.68% (As of Jun. 2013)

View and export this data going back to . Start your Free Trial

What is Albemarle & Bond Holdings Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Albemarle & Bond Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2013 was £1.8 Mil. Albemarle & Bond Holdings's average total debt for the quarter that ended in Jun. 2013 was £48.5 Mil. Therefore, Albemarle & Bond Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2013 was 3.68%.

Albemarle & Bond Holdings Effective Interest Rate on Debt % Historical Data

The historical data trend for Albemarle & Bond Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Albemarle & Bond Holdings Effective Interest Rate on Debt % Chart

Albemarle & Bond Holdings Annual Data

Trend

Jun04

Jun05

Jun06

Jun07

Jun08

Jun09

Jun10

Jun11

Jun12

Jun13

Effective Interest Rate on Debt %

Get a 7-Day Free Trial

4.36

2.15

1.99

3.05

3.68

Albemarle & Bond Holdings Semi-Annual Data
	Jun92	Jun93	Jun94	Jun95	Jun96	Jun97	Jun98	Jun01	Jun02	Jun03	Jun04	Jun05	Jun06	Jun07	Jun08	Jun09	Jun10	Jun11	Jun12	Jun13
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															4.36	2.15	1.99	3.05	3.68

Competitive Comparison of Albemarle & Bond Holdings's Effective Interest Rate on Debt %

For the Credit Services subindustry, Albemarle & Bond Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Albemarle & Bond Holdings's Effective Interest Rate on Debt % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Albemarle & Bond Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Albemarle & Bond Holdings's Effective Interest Rate on Debt % falls into.

Albemarle & Bond Holdings Effective Interest Rate on Debt % Calculation

Albemarle & Bond Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2013 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Jun. 2012 )	+	Total Debt (A: Jun. 2013 ))	/ count )
=	-1 * -1.787	/	( (43.501	+	53.5)	/ 2 )
=	-1 * -1.787	/	48.5005
=	3.68 %

where

	Total Debt (A: Jun. 2012 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	43.5	+	0.001
=	43.501

	Total Debt (A: Jun. 2013 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	53.5
=	53.5

Albemarle & Bond Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2013 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Jun. 2012 )	+	Total Debt (Q: Jun. 2013 ))	/ count )
=	-1 * -1.787	/	( (43.501	+	53.5)	/ 2 )
=	-1 * -1.787	/	48.5005
=	3.68 %

where

	Total Debt (Q: Jun. 2012 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	43.5	+	0.001
=	43.501

	Total Debt (Q: Jun. 2013 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	53.5
=	53.5

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Jun. 2013) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Albemarle & Bond Holdings (LSE:ABM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Albemarle & Bond Holdings Effective Interest Rate on Debt % Related Terms

Thank you for viewing the detailed overview of Albemarle & Bond Holdings's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.

Albemarle & Bond Holdings (LSE:ABM) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Albemarle & Bond Holdings PLC (LSE:ABM) » Definitions » Effective Interest Rate on Debt %

Traded in Other Exchanges

N/A

Address

Website

http://www.albemarlebondplc.com

Albemarle & Bond Holdings PLC was incorporated on January 17, 1986. The Company is a holding company engaged in pawnbroking, retail jewellery sales, gold purchasing, unsecured lending, including cheque cashing and other financial services. It has approximately 230 stores and 1,000 employees. Operating under the two brands, Albemarle Bond and Herbert Brown, it provides its customers with a range of services including jewellery retailing, pawnbroking loans, gold purchasing and a range of unsecured loan products. The pawn loan is secured against jewellery for a maximum of six months. The customer can redeem their jewellery by repaying the loan and interest owing at any time without incurring penalties for early redemption. The Company provides short-term loans through three products, PayDay Advances, Speedloans, and Cheque Cashing. PayDay Advances offer customers short-term unsecured loans to meet their cash flow requirements until wages are received. Speedloans provide customers with immediately available installment loans over a longer term of between six and 18 months and Cheque Cashing provides access to their cash for customers who have received cheques. The Company offers a range of new and second hand jewellery. Herbert Brown offers a range of new, second hand and antique jewellery.