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Jack Henry & Associates (LTS:0A6D) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Jack Henry & Associates Effective Interest Rate on Debt % Related Terms
Jack Henry & Associates Effective Interest Rate on Debt % Historical Data
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The historical data trend for Jack Henry & Associates's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jack Henry & Associates Effective Interest Rate on Debt % Chart
LTS:0A6D vs CACI, WSE, CIFR: Effective Interest Rate on Debt % Comparison
For the Information Technology Services subindustry, Jack Henry & Associates's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jack Henry & Associates Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Jack Henry & Associates's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Jack Henry & Associates's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.82% mean?
Jack Henry & Associates (LTS:0A6D) has a Effective Interest Rate on Debt % of 8.82% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jack Henry & Associates and its competitors.
Is Jack Henry & Associates' Effective Interest Rate on Debt % too high?
Jack Henry & Associates' current Effective Interest Rate on Debt % is 8.82%. Overall, Jack Henry & Associates has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' Effective Interest Rate on Debt % compare to CACI and WSE?
Jack Henry & Associates' Effective Interest Rate on Debt % of 8.82% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jack Henry & Associates and its competitors. Jack Henry & Associates's current Effective Interest Rate on Debt % is 8.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (LTS:0A6D) is currently considered Modestly Undervalued. The stock's GF Value™ is $198.34, compared to a current price of $163.52 — trading 17.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.82%. Jack Henry & Associates' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Jack Henry & Associates (LTS:0A6D), the current Effective Interest Rate on Debt % is 8.82% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jack Henry & Associates (LTS:0A6D) Overvalued in 2026?
Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued.
The current stock price of $163.52 is trading 17.6% below its estimated GF Value™ of $198.34.
GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.
Key valuation signals for LTS:0A6D:
Effective Interest Rate on Debt %: 8.82%
GF Value™: $198.34 vs. price of $163.52 (17.6% below fair value)
No single metric tells the full story. See the LTS:0A6D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
89GF Score
Get the complete analysis for LTS:0A6D
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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