Jack Henry & Associates (LTS:0A6D) LT-Debt-to-Total-Asset: 0.03 (As of Mar. 2026)

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LTS:0A6D Jack Henry & Associates Inc LTS:0A6D
90 GF Score
Price $151.17
GF Value $194.57
Valuation Modestly Undervalued
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What is Jack Henry & Associates LT-Debt-to-Total-Asset?

Jack Henry & Associates LTS:0A6D -1.64% 90 LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus rates LTS:0A6D with a GF Score™ of 90/100 and a GF Value™ of $194.57 (Modestly Undervalued).

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Jack Henry & Associates's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.03.

Jack Henry & Associates's long-term debt to total assets ratio increased from Mar. 2025 (0.03) to Mar. 2026 (0.03). It may suggest that Jack Henry & Associates is progressively becoming more dependent on debt to grow their business.

Jack Henry & Associates  (LTS:0A6D) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Jack Henry & Associates LT-Debt-to-Total-Asset Related Terms

Jack Henry & Associates LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Jack Henry & Associates's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack Henry & Associates LT-Debt-to-Total-Asset Chart

Jack Henry & Associates Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.05 0.10 0.02 0.00

Jack Henry & Associates Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.00 0.01 0.01 0.03
LTS:0A6D
90GF Score
Jack Henry & Associates Inc LTS:0A6D
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Jack Henry & Associates LT-Debt-to-Total-Asset Calculation

Jack Henry & Associates's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )/Total Assets (A: Jun. 2025 )
=0/3043.97
=0.00

Jack Henry & Associates's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=90/3050.557
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Jack Henry & Associates (LTS:0A6D) has a LT-Debt-to-Total-Asset of 0.03 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Jack Henry & Associates and its competitors.
Is Jack Henry & Associates' LT-Debt-to-Total-Asset too high?
Jack Henry & Associates' current LT-Debt-to-Total-Asset is 0.03. Overall, Jack Henry & Associates has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' LT-Debt-to-Total-Asset compare to CACI and IT?
Jack Henry & Associates' LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Software company?
A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Jack Henry & Associates and its competitors. Jack Henry & Associates's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (LTS:0A6D) is currently considered Modestly Undervalued. The stock's GF Value™ is $194.57, compared to a current price of $151.17 — trading 22.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Jack Henry & Associates' overall GF Score™ is 90/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Jack Henry & Associates (LTS:0A6D), the current LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jack Henry & Associates (LTS:0A6D) Overvalued in 2026?

Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued. The current stock price of $151.17 is trading 22.3% below its estimated GF Value™ of $194.57. GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.

Key valuation signals for LTS:0A6D:

  • LT-Debt-to-Total-Asset: 0.03
  • GF Value™: $194.57 vs. price of $151.17 (22.3% below fair value)
  • GF Score™: 90/100

No single metric tells the full story. See the LTS:0A6D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jack Henry & Associates Business Description

Address 663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
90GF Score

Get the complete analysis for LTS:0A6D

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$151.17
Price
$194.57
GF Value