GURUFOCUS.COM » STOCK LIST » Technology » Software » Jack Henry & Associates Inc (LTS:0A6D) » Definitions » Cyclically Adjusted PB Ratio

Jack Henry & Associates (LTS:0A6D) Cyclically Adjusted PB Ratio : 8.37 (As of Jun. 03, 2025)


View and export this data going back to 2021. Start your Free Trial

What is Jack Henry & Associates Cyclically Adjusted PB Ratio?

As of today (2025-06-03), Jack Henry & Associates's current share price is $179.61. Jack Henry & Associates's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $21.46. Jack Henry & Associates's Cyclically Adjusted PB Ratio for today is 8.37.

The historical rank and industry rank for Jack Henry & Associates's Cyclically Adjusted PB Ratio or its related term are showing as below:

LTS:0A6D' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 6.64   Med: 9.79   Max: 13.4
Current: 8.36

During the past years, Jack Henry & Associates's highest Cyclically Adjusted PB Ratio was 13.40. The lowest was 6.64. And the median was 9.79.

LTS:0A6D's Cyclically Adjusted PB Ratio is ranked worse than
84.12% of 1436 companies
in the Software industry
Industry Median: 2.71 vs LTS:0A6D: 8.36

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Jack Henry & Associates's adjusted book value per share data for the three months ended in Mar. 2025 was $27.967. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $21.46 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jack Henry & Associates Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Jack Henry & Associates's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jack Henry & Associates Cyclically Adjusted PB Ratio Chart

Jack Henry & Associates Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.70 10.19 10.01 8.78 8.16

Jack Henry & Associates Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.69 8.16 8.54 8.35 8.47

Competitive Comparison of Jack Henry & Associates's Cyclically Adjusted PB Ratio

For the Information Technology Services subindustry, Jack Henry & Associates's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jack Henry & Associates's Cyclically Adjusted PB Ratio Distribution in the Software Industry

For the Software industry and Technology sector, Jack Henry & Associates's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jack Henry & Associates's Cyclically Adjusted PB Ratio falls into.


;
;

Jack Henry & Associates Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Jack Henry & Associates's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=179.61/21.46
=8.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack Henry & Associates's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Jack Henry & Associates's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=27.967/134.9266*134.9266
=27.967

Current CPI (Mar. 2025) = 134.9266.

Jack Henry & Associates Quarterly Data

Book Value per Share CPI Adj_Book
201506 12.263 100.684 16.434
201509 11.939 100.392 16.046
201512 11.572 99.792 15.646
201603 12.030 100.470 16.156
201606 12.659 101.688 16.797
201609 12.454 101.861 16.497
201612 12.514 101.863 16.576
201703 13.035 102.862 17.098
201706 13.330 103.349 17.403
201709 13.439 104.136 17.413
201712 15.196 104.011 19.713
201803 15.825 105.290 20.279
201806 17.142 106.317 21.755
201809 17.707 106.507 22.432
201812 18.037 105.998 22.960
201903 18.472 107.251 23.239
201906 18.562 108.070 23.175
201909 19.195 108.329 23.908
201912 19.380 108.420 24.118
202003 19.761 108.902 24.483
202006 20.223 108.767 25.087
202009 20.232 109.815 24.859
202012 20.313 109.897 24.939
202103 17.711 111.754 21.383
202106 17.828 114.631 20.984
202109 18.853 115.734 21.979
202112 17.468 117.630 20.037
202203 18.237 121.301 20.286
202206 18.958 125.017 20.461
202209 20.040 125.227 21.592
202212 20.703 125.222 22.308
202303 21.111 127.348 22.367
202306 22.066 128.729 23.128
202309 22.795 129.860 23.684
202312 23.668 129.419 24.675
202403 24.416 131.776 25.000
202406 25.282 132.554 25.735
202409 26.385 133.029 26.761
202412 27.100 133.157 27.460
202503 27.967 134.927 27.967

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Jack Henry & Associates  (LTS:0A6D) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Jack Henry & Associates Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Jack Henry & Associates's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Jack Henry & Associates Business Description

Traded in Other Exchanges
Address
663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.

Jack Henry & Associates Headlines

No Headlines