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Piramal Finance (NSE:PIRAMALFIN) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Piramal Finance Effective Interest Rate on Debt % Related Terms
Piramal Finance Effective Interest Rate on Debt % Historical Data
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The historical data trend for Piramal Finance's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Piramal Finance Effective Interest Rate on Debt % Chart
NSE:PIRAMALFIN vs V, MA, AXP: Effective Interest Rate on Debt % Comparison
For the Credit Services subindustry, Piramal Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Piramal Finance Effective Interest Rate on Debt % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Piramal Finance's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Piramal Finance's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.01% mean?
Piramal Finance (NSE:PIRAMALFIN) has a Effective Interest Rate on Debt % of 0.01% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Piramal Finance and its competitors.
Is Piramal Finance's Effective Interest Rate on Debt % too high?
Piramal Finance's current Effective Interest Rate on Debt % is 0.01%. Overall, Piramal Finance has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's Effective Interest Rate on Debt % compare to V and MA?
Piramal Finance's Effective Interest Rate on Debt % of 0.01% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Piramal Finance and its competitors. Piramal Finance's current Effective Interest Rate on Debt % is 0.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (NSE:PIRAMALFIN) has a current Effective Interest Rate on Debt % of 0.01%. The current Effective Interest Rate on Debt % is 0.01%. Piramal Finance's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Piramal Finance (NSE:PIRAMALFIN), the current Effective Interest Rate on Debt % is 0.01% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
15GF Score
Get the complete analysis for NSE:PIRAMALFIN
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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