Piramal Finance (NSE:PIRAMALFIN) LT-Debt-to-Total-Asset: 0.58 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PIRAMALFIN Piramal Finance Ltd NSE:PIRAMALFIN
26 GF Score
Price ₹2,172.80
! 4 Warning Signs
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What is Piramal Finance LT-Debt-to-Total-Asset?

Piramal Finance NSE:PIRAMALFIN +0.27% 26 LT-Debt-to-Total-Asset is 0.58 as of Mar. 2026. GuruFocus rates NSE:PIRAMALFIN with a GF Score™ of 26/100. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Piramal Finance's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.58.

Piramal Finance's long-term debt to total assets ratio increased from Dec. 2024 (0.00) to Mar. 2026 (0.58). It may suggest that Piramal Finance is progressively becoming more dependent on debt to grow their business.

Piramal Finance  (NSE:PIRAMALFIN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Piramal Finance LT-Debt-to-Total-Asset Related Terms

Piramal Finance LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Piramal Finance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Piramal Finance LT-Debt-to-Total-Asset Chart

Piramal Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
0.46 0.51 0.52 0.46 0.58

Piramal Finance Quarterly Data
Mar22 Mar23 Mar24 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only 0.00 0.46 0.54 0.00 0.58
NSE:PIRAMALFIN
26GF Score
Piramal Finance Ltd NSE:PIRAMALFIN
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Piramal Finance LT-Debt-to-Total-Asset Calculation

Piramal Finance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=637700/1105464.7
=0.58

Piramal Finance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=637700/1105464.7
=0.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.58 mean?
Piramal Finance (NSE:PIRAMALFIN) has a LT-Debt-to-Total-Asset of 0.58 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Piramal Finance and its competitors.
Is Piramal Finance's LT-Debt-to-Total-Asset too high?
Piramal Finance's current LT-Debt-to-Total-Asset is 0.58. Overall, Piramal Finance has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's LT-Debt-to-Total-Asset compare to V and MA?
Piramal Finance's LT-Debt-to-Total-Asset of 0.58 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Piramal Finance and its competitors. Piramal Finance's current LT-Debt-to-Total-Asset is 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (NSE:PIRAMALFIN) has a current LT-Debt-to-Total-Asset of 0.58. The current LT-Debt-to-Total-Asset is 0.58. Piramal Finance's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Piramal Finance (NSE:PIRAMALFIN), the current LT-Debt-to-Total-Asset is 0.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Piramal Finance Business Description

Other Exchanges 544597:India
Address LBS Marg, 601, 6th Floor, Amiti Building, Piramal Corporate Park, Kurla West, Kamani Junction, Opposite Fire Station, Mumbai, MH, IND, 400070
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
26GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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