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Piramal FinanceNSE:PIRAMALFIN +0.27%14 Pretax Margin % is 16.87% as of Mar. 2026, which is 124% above its 10-year median of 7.53. GuruFocus rates NSE:PIRAMALFIN with a GF Score™ of 14/100. The stock has 4 warning signs investors should review. Among 534 Credit Services companies, Piramal Finance ranks worse than 62.92% on this metric.
The historical rank and industry rank for Piramal Finance's Pretax Margin % or its related term are showing as below:
NSE:PIRAMALFIN'
s Pretax Margin % Range Over the Past 10 Years
Min: -196.87 Med: 7.53 Max: 15.97
Current: 11.69
NSE:PIRAMALFIN's Pretax Margin % is ranked worse than 62.92% of 534
companies
in the Credit Services industry
Industry Median: 20.105
vs NSE:PIRAMALFIN: 11.69
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Piramal Finance Pretax Margin % Related Terms
Piramal Finance Pretax Margin % Historical Data
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The historical data trend for Piramal Finance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:PIRAMALFIN vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Piramal Finance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Piramal Finance Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Piramal Finance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Piramal Finance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Piramal Finance (NSE:PIRAMALFIN) has a Pretax Margin % of 16.87% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Piramal Finance and its competitors. This is 124% above median its historical median of 7.53. According to the industry distribution chart, Piramal Finance ranks #336 out of 534 companies in the Credit Services industry, placing it in the top 62.9%.
Is Piramal Finance's Pretax Margin % too high?
Piramal Finance's current Pretax Margin % of 16.87% is 124% above median its 10-year median of 7.53. The Credit Services industry median Pretax Margin % is 20.11. Piramal Finance's value of 16.87% is 16.1% below this industry median. Based on the distribution chart, Piramal Finance ranks #336 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Piramal Finance has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Piramal Finance ranks #336 out of 534 companies for Pretax Margin %. This places Piramal Finance in the lower half of its industry. The industry median Pretax Margin % is 20.11. Piramal Finance's value of 16.87% is 16.1% below this benchmark. While the company's 10-year median is 7.53 vs. the industry median of 20.11, Piramal Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.11, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piramal Finance's current Pretax Margin % of 16.87% is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Piramal Finance and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piramal Finance's current Pretax Margin % is 16.87%, which is 124% above median its own 10-year median of 7.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (NSE:PIRAMALFIN) has a current Pretax Margin % of 16.87%. The current Pretax Margin % is 16.87%, which is 124% above median its 10-year median of 7.53 and 16.1% below the Credit Services industry median of 20.11. Piramal Finance's overall GF Score™ is 14/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Piramal Finance (NSE:PIRAMALFIN), the current Pretax Margin % is 16.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
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