CyberSoft Digital Services (ROCO:7841) Effective Interest Rate on Debt %: 2.46% (As of Dec. 2025)

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ROCO:7841 CyberSoft Digital Services Corp ROCO:7841
18 GF Score
Price NT$25.35
! 3 Warning Signs
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What is CyberSoft Digital Services Effective Interest Rate on Debt %?

CyberSoft Digital Services ROCO:7841 +0.40% 18 Effective Interest Rate on Debt % is 2.46% as of Dec. 2025. GuruFocus rates ROCO:7841 with a GF Score™ of 18/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CyberSoft Digital Services's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was NT$3.4 Mil. CyberSoft Digital Services's average total debt for the quarter that ended in Dec. 2025 was NT$139.0 Mil. Therefore, CyberSoft Digital Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.46%.


CyberSoft Digital Services  (ROCO:7841) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CyberSoft Digital Services Effective Interest Rate on Debt % Related Terms


CyberSoft Digital Services Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CyberSoft Digital Services's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CyberSoft Digital Services Effective Interest Rate on Debt % Chart

CyberSoft Digital Services Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
1.62 2.23 5.00 2.29

CyberSoft Digital Services Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 4.50 5.14 2.06 2.46

ROCO:7841 vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, CyberSoft Digital Services's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CyberSoft Digital Services Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, CyberSoft Digital Services's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CyberSoft Digital Services's Effective Interest Rate on Debt % falls into.


ROCO:7841
18GF Score
CyberSoft Digital Services Corp ROCO:7841
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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CyberSoft Digital Services Effective Interest Rate on Debt % Calculation

CyberSoft Digital Services's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.516/( (49.617+170.381)/ 2 )
=-1  *  -2.516/109.999
=2.29 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.598 + 24.019
=49.617

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.299 + 142.082
=170.381

CyberSoft Digital Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -3.414/( (107.708+170.381)/ 2 )
=-1  *  -3.414/139.0445
=2.46 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=34.742 + 72.966
=107.708

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.299 + 142.082
=170.381

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.46% mean?
CyberSoft Digital Services (ROCO:7841) has a Effective Interest Rate on Debt % of 2.46% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CyberSoft Digital Services and its competitors.
Is CyberSoft Digital Services' Effective Interest Rate on Debt % too high?
CyberSoft Digital Services' current Effective Interest Rate on Debt % is 2.46%. Overall, CyberSoft Digital Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does CyberSoft Digital Services' Effective Interest Rate on Debt % compare to MSFT and ORCL?
CyberSoft Digital Services' Effective Interest Rate on Debt % of 2.46% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CyberSoft Digital Services and its competitors. CyberSoft Digital Services's current Effective Interest Rate on Debt % is 2.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CyberSoft Digital Services stock overvalued right now?
CyberSoft Digital Services (ROCO:7841) has a current Effective Interest Rate on Debt % of 2.46%. The current Effective Interest Rate on Debt % is 2.46%. CyberSoft Digital Services' overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CyberSoft Digital Services (ROCO:7841), the current Effective Interest Rate on Debt % is 2.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CyberSoft Digital Services Business Description

Address Lane 321, Yangguang Street, 3rd Floor, No.56, Neihu District, Taipei, TWN, 114
CyberSoft Digital Services Corp is Taiwan's foremost payment system provider, serving one-third of the nation's card-issuing banks. It delivers end-to-end solutions-including the CyberCARD platform for card issuance and CyberMARS for acquiring services-empowering banks, payment providers, and merchants with secure, stable, and scalable infrastructure. The company's systems support the rapid deployment of diversified payment products and enable greater operational efficiency. It has launched CyberOPERA, an AI-powered digital workflow platform, which has already been adopted by major banks. It is accelerating its presence in consumer lending, mortgage, and other non-payment segments across the financial services industry.
18GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$25.35
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