CyberSoft Digital ServicesROCO:7841 17 ROA % is 7.51% as of Dec. 2025, which is 55% above its 10-year median of 4.83. GuruFocus rates ROCO:7841 with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 2,881 Software companies, CyberSoft Digital Services ranks better than 70.32% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CyberSoft Digital Services's annualizedNet Income for the quarter that ended in Dec. 2025 was NT$66.4 Mil.
CyberSoft Digital Services's average Total Assets over the quarter that ended in Dec. 2025 was NT$884.3 Mil. Therefore, CyberSoft Digital Services's annualized ROA % for the quarter that ended in Dec. 2025 was 7.51%.
The historical rank and industry rank for CyberSoft Digital Services's ROA % or its related term are showing as below:
ROCO:7841'
s ROA % Range Over the Past 10 Years
Min: 1.86 Med: 4.83 Max: 7.11
Current: 6.25
During the past 4 years, CyberSoft Digital Services's highest ROA % was 7.11%. The lowest was 1.86%. And the median was 4.83%.
ROCO:7841's ROA % is ranked better than 70.32% of 2881
companies
in the Software industry
Industry Median: 1.65
vs ROCO:7841: 6.25
CyberSoft Digital Services (ROCO:7841) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, CyberSoft Digital Services's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CyberSoft Digital Services ROA % vs Software Industry
For the Software industry and Technology sector, CyberSoft Digital Services's ROA % distribution charts can be found below:
* The bar in red indicates where CyberSoft Digital Services's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
CyberSoft Digital Services (ROCO:7841) has a ROA % of 7.51% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CyberSoft Digital Services and its competitors. This is 55% above median its historical median of 4.83. Over the past decade, CyberSoft Digital Services' ROA % has ranged from 1.86 to 7.11. According to the industry distribution chart, CyberSoft Digital Services ranks #855 out of 2881 companies in the Software industry, placing it in the top 29.7%.
Is CyberSoft Digital Services' ROA % too high?
CyberSoft Digital Services' current ROA % of 7.51% is 55% above median its 10-year median of 4.83. Over the past 10 years, this metric has ranged from a low of 1.86 to a high of 7.11. The Software industry median ROA % is 1.65. CyberSoft Digital Services' value of 7.51% is 355.2% above this industry median. Based on the distribution chart, CyberSoft Digital Services ranks #855 out of 2881 companies in the Software industry, which is above the industry midpoint. Overall, CyberSoft Digital Services has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does CyberSoft Digital Services' ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, CyberSoft Digital Services ranks #855 out of 2881 companies for ROA %. This puts CyberSoft Digital Services in the upper half of its industry. The industry median ROA % is 1.65. CyberSoft Digital Services' value of 7.51% is 355.2% above this benchmark. Historically, CyberSoft Digital Services' own ROA % has ranged from 1.86 to 7.11 over the past decade. While the company's 10-year median is 4.83 vs. the industry median of 1.65, CyberSoft Digital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.65, based on 2,881 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CyberSoft Digital Services's current ROA % of 7.51% is 355.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CyberSoft Digital Services and its competitors. For the Software industry, the median ROA % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CyberSoft Digital Services's current ROA % is 7.51%, which is 55% above median its own 10-year median of 4.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CyberSoft Digital Services stock overvalued right now?
CyberSoft Digital Services (ROCO:7841) has a current ROA % of 7.51%. The current ROA % is 7.51%, which is 55% above median its 10-year median of 4.83 and 355.2% above the Software industry median of 1.65. CyberSoft Digital Services' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CyberSoft Digital Services (ROCO:7841), the current ROA % is 7.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CyberSoft Digital Services Corp is Taiwan's foremost payment system provider, serving one-third of the nation's card-issuing banks. It delivers end-to-end solutions-including the CyberCARD platform for card issuance and CyberMARS for acquiring services-empowering banks, payment providers, and merchants with secure, stable, and scalable infrastructure. The company's systems support the rapid deployment of diversified payment products and enable greater operational efficiency. It has launched CyberOPERA, an AI-powered digital workflow platform, which has already been adopted by major banks. It is accelerating its presence in consumer lending, mortgage, and other non-payment segments across the financial services industry.
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