CyberSoft Digital Services (ROCO:7841) ROE %: 10.87% (As of Dec. 2025) — 63% Above Median


ROCO:7841 CyberSoft Digital Services Corp ROCO:7841
17 GF Score
Price NT$27.80
! 3 Warning Signs
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What is CyberSoft Digital Services ROE %?

CyberSoft Digital Services ROCO:7841 17 ROE % is 10.87% as of Dec. 2025, which is 63% above its 10-year median of 6.66. GuruFocus rates ROCO:7841 with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 2,678 Software companies, CyberSoft Digital Services ranks better than 60.31% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. CyberSoft Digital Services's annualized net income for the quarter that ended in Dec. 2025 was NT$66.4 Mil. CyberSoft Digital Services's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was NT$610.9 Mil. Therefore, CyberSoft Digital Services's annualized ROE % for the quarter that ended in Dec. 2025 was 10.87%.

The historical rank and industry rank for CyberSoft Digital Services's ROE % or its related term are showing as below:

ROCO:7841' s ROE % Range Over the Past 10 Years
Min: 2.62   Med: 6.66   Max: 9.3
Current: 8.77

During the past 4 years, CyberSoft Digital Services's highest ROE % was 9.30%. The lowest was 2.62%. And the median was 6.66%.

ROCO:7841's ROE % is ranked better than
60.31% of 2678 companies
in the Software industry
Industry Median: 4.685 vs ROCO:7841: 8.77

CyberSoft Digital Services  (ROCO:7841) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=66.404/610.9055
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(66.404 / 541.918)*(541.918 / 884.337)*(884.337 / 610.9055)
=Net Margin %*Asset Turnover*Equity Multiplier
=12.25 %*0.6128*1.4476
=ROA %*Equity Multiplier
=7.51 %*1.4476
=10.87 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=66.404/610.9055
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (66.404 / 88.2) * (88.2 / 92.726) * (92.726 / 541.918) * (541.918 / 884.337) * (884.337 / 610.9055)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7529 * 0.9512 * 17.11 % * 0.6128 * 1.4476
=10.87 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


CyberSoft Digital Services ROE % Related Terms


CyberSoft Digital Services ROE % Historical Data

* Premium members only.

The historical data trend for CyberSoft Digital Services's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CyberSoft Digital Services ROE % Chart

CyberSoft Digital Services Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE %
2.62 4.75 9.30 8.56

CyberSoft Digital Services Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial 0.00 13.99 4.02 6.86 10.87

ROCO:7841 vs MSFT, ORCL, PLTR: ROE % Comparison

For the Software - Infrastructure subindustry, CyberSoft Digital Services's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CyberSoft Digital Services ROE % vs Software Industry

For the Software industry and Technology sector, CyberSoft Digital Services's ROE % distribution charts can be found below:

* The bar in red indicates where CyberSoft Digital Services's ROE % falls into.


ROCO:7841
17GF Score
CyberSoft Digital Services Corp ROCO:7841
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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CyberSoft Digital Services ROE % Calculation

CyberSoft Digital Services's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=53.83/( (619.574+638.459)/ 2 )
=53.83/629.0165
=8.56 %

CyberSoft Digital Services's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=66.404/( (583.352+638.459)/ 2 )
=66.404/610.9055
=10.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 10.87% mean?
CyberSoft Digital Services (ROCO:7841) has a ROE % of 10.87% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CyberSoft Digital Services and its competitors. This is 63% above median its historical median of 6.66. Over the past decade, CyberSoft Digital Services' ROE % has ranged from 2.62 to 9.30. According to the industry distribution chart, CyberSoft Digital Services ranks #1063 out of 2678 companies in the Software industry, placing it in the top 39.7%.
Is CyberSoft Digital Services' ROE % too high?
CyberSoft Digital Services' current ROE % of 10.87% is 63% above median its 10-year median of 6.66. Over the past 10 years, this metric has ranged from a low of 2.62 to a high of 9.30. The Software industry median ROE % is 4.69. CyberSoft Digital Services' value of 10.87% is 132% above this industry median. Based on the distribution chart, CyberSoft Digital Services ranks #1063 out of 2678 companies in the Software industry, which is above the industry midpoint. Overall, CyberSoft Digital Services has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does CyberSoft Digital Services' ROE % compare to MSFT and ORCL?
According to the Software industry distribution chart, CyberSoft Digital Services ranks #1063 out of 2678 companies for ROE %. This puts CyberSoft Digital Services in the upper half of its industry. The industry median ROE % is 4.69. CyberSoft Digital Services' value of 10.87% is 132% above this benchmark. Historically, CyberSoft Digital Services' own ROE % has ranged from 2.62 to 9.30 over the past decade. While the company's 10-year median is 6.66 vs. the industry median of 4.69, CyberSoft Digital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.69, based on 2,678 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CyberSoft Digital Services's current ROE % of 10.87% is 132% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CyberSoft Digital Services and its competitors. For the Software industry, the median ROE % is 4.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CyberSoft Digital Services's current ROE % is 10.87%, which is 63% above median its own 10-year median of 6.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CyberSoft Digital Services stock overvalued right now?
CyberSoft Digital Services (ROCO:7841) has a current ROE % of 10.87%. The current ROE % is 10.87%, which is 63% above median its 10-year median of 6.66 and 132% above the Software industry median of 4.69. CyberSoft Digital Services' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CyberSoft Digital Services (ROCO:7841), the current ROE % is 10.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CyberSoft Digital Services Business Description

Address Lane 321, Yangguang Street, 3rd Floor, No.56, Neihu District, Taipei, TWN, 114
CyberSoft Digital Services Corp is Taiwan's foremost payment system provider, serving one-third of the nation's card-issuing banks. It delivers end-to-end solutions-including the CyberCARD platform for card issuance and CyberMARS for acquiring services-empowering banks, payment providers, and merchants with secure, stable, and scalable infrastructure. The company's systems support the rapid deployment of diversified payment products and enable greater operational efficiency. It has launched CyberOPERA, an AI-powered digital workflow platform, which has already been adopted by major banks. It is accelerating its presence in consumer lending, mortgage, and other non-payment segments across the financial services industry.
17GF Score

Get the complete analysis for ROCO:7841

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$27.80
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