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CyberSoft Digital ServicesROCO:7841 17 PB Ratio is 1.02 as of Jul. 28, 2026, which is 24% below its 10-year median of 1.34. GuruFocus rates ROCO:7841 with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 2,635 Software companies, CyberSoft Digital Services ranks better than 81.78% on this metric.
CyberSoft Digital Services Corp stock PB Ratio (=1.02) is close to 2-year low of 1.02.
The historical rank and industry rank for CyberSoft Digital Services's PB Ratio or its related term are showing as below:
ROCO:7841'
s PB Ratio Range Over the Past 10 Years
Min: 1.02 Med: 1.34 Max: 1.93
Current: 1.02
During the past 4 years, CyberSoft Digital Services's highest PB Ratio was 1.93. The lowest was 1.02. And the median was 1.34.
ROCO:7841's PB Ratio is ranked better than 81.78% of 2635
companies
in the Software industry
Industry Median: 2.39
vs ROCO:7841: 1.02
During the past 12 months, CyberSoft Digital Services's average Book Value Per Share Growth Rate was 3.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -4.00% per year.
During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of CyberSoft Digital Services was -4.00% per year. The lowest was -4.00% per year. And the median was -4.00% per year.
Back to Basics: PB Ratio
CyberSoft Digital Services (ROCO:7841) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
CyberSoft Digital Services PB Ratio Related Terms
CyberSoft Digital Services PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROCO:7841 vs MSFT, ORCL, PLTR: PB Ratio Comparison
For the Software - Infrastructure subindustry, CyberSoft Digital Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CyberSoft Digital Services PB Ratio vs Software Industry
For the Software industry and Technology sector, CyberSoft Digital Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where CyberSoft Digital Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
CyberSoft Digital Services (ROCO:7841) has a PB Ratio of 1.02 as of Jul. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CyberSoft Digital Services and its competitors. This is 24% below median its historical median of 1.34. Over the past decade, CyberSoft Digital Services' PB Ratio has ranged from 1.02 to 1.93. According to the industry distribution chart, CyberSoft Digital Services ranks #480 out of 2635 companies in the Software industry, placing it in the top 18.2%.
Is CyberSoft Digital Services' PB Ratio too high?
CyberSoft Digital Services' current PB Ratio of 1.02 is 24% below median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 1.93. The Software industry median PB Ratio is 2.39. CyberSoft Digital Services' value of 1.02 is 57.3% below this industry median. Based on the distribution chart, CyberSoft Digital Services ranks #480 out of 2635 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, CyberSoft Digital Services has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does CyberSoft Digital Services' PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, CyberSoft Digital Services ranks #480 out of 2635 companies for PB Ratio. This places CyberSoft Digital Services in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.39. CyberSoft Digital Services' value of 1.02 is 57.3% below this benchmark. Historically, CyberSoft Digital Services' own PB Ratio has ranged from 1.02 to 1.93 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 2.39, CyberSoft Digital Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,635 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CyberSoft Digital Services's current PB Ratio of 1.02 is 57.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CyberSoft Digital Services and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CyberSoft Digital Services's current PB Ratio is 1.02, which is 24% below median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CyberSoft Digital Services stock overvalued right now?
CyberSoft Digital Services (ROCO:7841) has a current PB Ratio of 1.02. The current PB Ratio is 1.02, which is 24% below median its 10-year median of 1.34 and 57.3% below the Software industry median of 2.39. CyberSoft Digital Services' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For CyberSoft Digital Services (ROCO:7841), the current PB Ratio is 1.02 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CyberSoft Digital Services Corp is Taiwan's foremost payment system provider, serving one-third of the nation's card-issuing banks. It delivers end-to-end solutions-including the CyberCARD platform for card issuance and CyberMARS for acquiring services-empowering banks, payment providers, and merchants with secure, stable, and scalable infrastructure. The company's systems support the rapid deployment of diversified payment products and enable greater operational efficiency. It has launched CyberOPERA, an AI-powered digital workflow platform, which has already been adopted by major banks. It is accelerating its presence in consumer lending, mortgage, and other non-payment segments across the financial services industry.
17GF Score
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