CyberSoft Digital Services (ROCO:7841) Interest Coverage: 27.16 (As of Dec. 2025) — 41% Below Median


ROCO:7841 CyberSoft Digital Services Corp ROCO:7841
17 GF Score
Price NT$27.80
! 3 Warning Signs
View Full Analysis

What is CyberSoft Digital Services Interest Coverage?

CyberSoft Digital Services ROCO:7841 -0.71% 17 Interest Coverage is 27.16 as of Dec. 2025, which is 41% below its 10-year median of 45.71. GuruFocus rates ROCO:7841 with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 1,704 Software companies, CyberSoft Digital Services ranks better than 52.17% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CyberSoft Digital Services's Operating Income for the six months ended in Dec. 2025 was NT$46.4 Mil. CyberSoft Digital Services's Interest Expense for the six months ended in Dec. 2025 was NT$-1.7 Mil. CyberSoft Digital Services's interest coverage for the quarter that ended in Dec. 2025 was 27.16. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CyberSoft Digital Services's Interest Coverage or its related term are showing as below:

ROCO:7841' s Interest Coverage Range Over the Past 10 Years
Min: 26.15   Med: 45.71   Max: 98.95
Current: 28.6

ROCO:7841's Interest Coverage is ranked better than
52.17% of 1704 companies
in the Software industry
Industry Median: 24.75 vs ROCO:7841: 28.60

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CyberSoft Digital Services  (ROCO:7841) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

CyberSoft Digital Services Interest Coverage Related Terms

CyberSoft Digital Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for CyberSoft Digital Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CyberSoft Digital Services Interest Coverage Chart

CyberSoft Digital Services Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Interest Coverage
98.95 62.81 26.15 28.60

CyberSoft Digital Services Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial N/A 87.49 11.27 31.65 27.16

ROCO:7841 vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, CyberSoft Digital Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CyberSoft Digital Services Interest Coverage vs Software Industry

For the Software industry and Technology sector, CyberSoft Digital Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CyberSoft Digital Services's Interest Coverage falls into.


ROCO:7841
17GF Score
CyberSoft Digital Services Corp ROCO:7841
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CyberSoft Digital Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CyberSoft Digital Services's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CyberSoft Digital Services's Interest Expense was NT$-2.5 Mil. Its Operating Income was NT$72.0 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$28.3 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*71.966/-2.516
=28.60

CyberSoft Digital Services's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, CyberSoft Digital Services's Interest Expense was NT$-1.7 Mil. Its Operating Income was NT$46.4 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$28.3 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*46.363/-1.707
=27.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 27.16 mean?
CyberSoft Digital Services (ROCO:7841) has a Interest Coverage of 27.16 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CyberSoft Digital Services and its competitors. This is 41% below median its historical median of 45.71. Over the past decade, CyberSoft Digital Services' Interest Coverage has ranged from 26.15 to 98.95. According to the industry distribution chart, CyberSoft Digital Services ranks #815 out of 1704 companies in the Software industry, placing it in the top 47.8%.
Is CyberSoft Digital Services' Interest Coverage too high?
CyberSoft Digital Services' current Interest Coverage of 27.16 is 41% below median its 10-year median of 45.71. Over the past 10 years, this metric has ranged from a low of 26.15 to a high of 98.95. The Software industry median Interest Coverage is 24.75. CyberSoft Digital Services' value of 27.16 is 9.7% above this industry median. Based on the distribution chart, CyberSoft Digital Services ranks #815 out of 1704 companies in the Software industry, which is above the industry midpoint. Overall, CyberSoft Digital Services has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does CyberSoft Digital Services' Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, CyberSoft Digital Services ranks #815 out of 1704 companies for Interest Coverage. This puts CyberSoft Digital Services in the upper half of its industry. The industry median Interest Coverage is 24.75. CyberSoft Digital Services' value of 27.16 is 9.7% above this benchmark. Historically, CyberSoft Digital Services' own Interest Coverage has ranged from 26.15 to 98.95 over the past decade. While the company's 10-year median is 45.71 vs. the industry median of 24.75, CyberSoft Digital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CyberSoft Digital Services's current Interest Coverage of 27.16 is 9.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CyberSoft Digital Services and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CyberSoft Digital Services's current Interest Coverage is 27.16, which is 41% below median its own 10-year median of 45.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CyberSoft Digital Services stock overvalued right now?
CyberSoft Digital Services (ROCO:7841) has a current Interest Coverage of 27.16. The current Interest Coverage is 27.16, which is 41% below median its 10-year median of 45.71 and 9.7% above the Software industry median of 24.75. CyberSoft Digital Services' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CyberSoft Digital Services (ROCO:7841), the current Interest Coverage is 27.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CyberSoft Digital Services Business Description

Address Lane 321, Yangguang Street, 3rd Floor, No.56, Neihu District, Taipei, TWN, 114
CyberSoft Digital Services Corp is Taiwan's foremost payment system provider, serving one-third of the nation's card-issuing banks. It delivers end-to-end solutions-including the CyberCARD platform for card issuance and CyberMARS for acquiring services-empowering banks, payment providers, and merchants with secure, stable, and scalable infrastructure. The company's systems support the rapid deployment of diversified payment products and enable greater operational efficiency. It has launched CyberOPERA, an AI-powered digital workflow platform, which has already been adopted by major banks. It is accelerating its presence in consumer lending, mortgage, and other non-payment segments across the financial services industry.
17GF Score

Get the complete analysis for ROCO:7841

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$27.80
Price