RUSHB (Rush Enterprises) Effective Interest Rate on Debt %: 1.77% (As of Mar. 2026)

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RUSHB Rush Enterprises Inc RUSHB
88 GF Score
Price $74.89
GF Value $48.92
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Rush Enterprises Effective Interest Rate on Debt %?

Rush Enterprises RUSHB -1.29% 88 Effective Interest Rate on Debt % is 1.77% as of Mar. 2026. GuruFocus rates RUSHB with a GF Score™ of 88/100 and a GF Value™ of $48.92 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Rush Enterprises's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $25 Mil. Rush Enterprises's average total debt for the quarter that ended in Mar. 2026 was $1,439 Mil. Therefore, Rush Enterprises's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.77%.


Rush Enterprises  (NAS:RUSHB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Rush Enterprises Effective Interest Rate on Debt % Related Terms


Rush Enterprises Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Rush Enterprises's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rush Enterprises Effective Interest Rate on Debt % Chart

Rush Enterprises Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 1.53 3.31 4.07 3.03

Rush Enterprises Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.97 2.92 2.86 2.93 1.77

RUSHB vs VVV, AN, LAD: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Rush Enterprises's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rush Enterprises Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Rush Enterprises's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Rush Enterprises's Effective Interest Rate on Debt % falls into.


RUSHB
88GF Score
Rush Enterprises Inc RUSHB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Rush Enterprises Effective Interest Rate on Debt % Calculation

Rush Enterprises's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -48.151/( (1734.09+1442.531)/ 2 )
=-1  *  -48.151/1588.3105
=3.03 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=598.549 + 1135.541
=1734.09

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=470.645 + 971.886
=1442.531

Rush Enterprises's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -25.416/( (1442.531+1435.758)/ 2 )
=-1  *  -25.416/1439.1445
=1.77 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=470.645 + 971.886
=1442.531

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=464.523 + 971.235
=1435.758

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.77% mean?
Rush Enterprises (RUSHB) has a Effective Interest Rate on Debt % of 1.77% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rush Enterprises and its competitors.
Is Rush Enterprises' Effective Interest Rate on Debt % too high?
Rush Enterprises' current Effective Interest Rate on Debt % is 1.77%. Overall, Rush Enterprises has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rush Enterprises' Effective Interest Rate on Debt % compare to VVV and AN?
Rush Enterprises' Effective Interest Rate on Debt % of 1.77% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rush Enterprises and its competitors. Rush Enterprises's current Effective Interest Rate on Debt % is 1.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rush Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Rush Enterprises (RUSHB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.92, compared to a current price of $74.89 — trading 53.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.77%. Rush Enterprises' overall GF Score™ is 88/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Rush Enterprises (RUSHB), the current Effective Interest Rate on Debt % is 1.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rush Enterprises (RUSHB) Overvalued in 2026?

Based on GuruFocus' analysis, Rush Enterprises stock appears to be overvalued. The current stock price of $74.89 is trading 53.1% above its estimated GF Value™ of $48.92. GuruFocus considers Rush Enterprises to be Significantly Overvalued.

Key valuation signals for RUSHB:

  • Effective Interest Rate on Debt %: 1.77%
  • GF Value™: $48.92 vs. price of $74.89 (53.1% above fair value)
  • GF Score™: 88/100 with 9 warning signs

No single metric tells the full story. See the RUSHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rush Enterprises Business Description

Other Exchanges RUSHA:USARUNA:Germany
Address 555 IH 35 South, Suite 500, New Braunfels, TX, USA, 78130
Rush Enterprises Inc is a full-service, integrated retailer of commercial vehicles and related services. The company operates in a single segment; Truck Segment includes the operation of a network of commercial vehicle dealerships under the name Rush Truck Centers. It sells commercial vehicles manufactured by Peterbilt, International, Hino, Ford, Isuzu, IC Bus, and Blue Bird and also provides one-stop service for the needs of commercial vehicle customers, including retail sales of new and used commercial vehicles, aftermarket parts sales, service and repair facilities, financing, leasing and rental, and insurance products. The company's business is concentrated in the United States and Ontario, Canada commercial vehicle markets and related aftermarkets.
88GF Score

Get the complete analysis for RUSHB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.89
Price
$48.92
GF Value