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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ELM Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ﷼127 Mil. ELM Co's average total debt for the quarter that ended in Jun. 2026 was ﷼2,506 Mil. Therefore, ELM Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 5.07%.
ELM Co (SAU:7203) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
ELM Co Effective Interest Rate on Debt % Related Terms
ELM Co Effective Interest Rate on Debt % Historical Data
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The historical data trend for ELM Co's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:7203 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison
For the Information Technology Services subindustry, ELM Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELM Co Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, ELM Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where ELM Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.07% mean?
ELM Co (SAU:7203) has a Effective Interest Rate on Debt % of 5.07% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ELM Co and its competitors.
Is ELM Co's Effective Interest Rate on Debt % too high?
ELM Co's current Effective Interest Rate on Debt % is 5.07%. Overall, ELM Co has a GF Score™ of 96/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELM Co's Effective Interest Rate on Debt % compare to IBM and ACN?
ELM Co's Effective Interest Rate on Debt % of 5.07% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ELM Co and its competitors. ELM Co's current Effective Interest Rate on Debt % is 5.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELM Co stock overvalued right now?
Based on GuruFocus' analysis, ELM Co (SAU:7203) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼1,459.11, compared to a current price of ﷼640.00 — trading 56.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.07%. ELM Co's overall GF Score™ is 96/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ELM Co (SAU:7203), the current Effective Interest Rate on Debt % is 5.07% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELM Co (SAU:7203) Overvalued in 2026?
Based on GuruFocus' analysis, ELM Co stock appears to be undervalued.
The current stock price of ﷼640.00 is trading 56.1% below its estimated GF Value™ of ﷼1,459.11.
GuruFocus considers ELM Co to be Significantly Undervalued.
Key valuation signals for SAU:7203:
Effective Interest Rate on Debt %: 5.07%
GF Value™: ﷼1,459.11 vs. price of ﷼640.00 (56.1% below fair value)
No single metric tells the full story. See the SAU:7203 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELM Co mainly offers ready-made and customized digital solutions across different areas. Its ready-made solutions serve a broad segment of customers, who can subscribe to different packages of their choosing to meet their needs and satisfy business requirements. The services offered by the group include consulting, digital products, technical solutions, and business outsourcing, among others. The group's reportable segments are: Digital business, Business process outsourcing, and Professional services. Maximum revenue is generated from the Digital business, which includes ready-to-use solutions in the form of technical services, portals, electronic applications, and related support work, developed by the group to solve an existing problem or fill an existing service gap for its clients.
96GF Score
Get the complete analysis for SAU:7203
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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