ELM Co (SAU:7203) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:7203 ELM Co SAU:7203
95 GF Score
Price ﷼645.00
GF Value ﷼1,454.28
Valuation Significantly Undervalued
! 2 Warning Signs
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What is ELM Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

SAU:7203
95GF Score
ELM Co SAU:7203
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ELM Co (SAU:7203) Overvalued in 2026?

Based on GuruFocus' analysis, ELM Co stock appears to be undervalued. The current stock price of ﷼645.00 is trading 55.6% below its estimated GF Value™ of ﷼1,454.28. GuruFocus considers ELM Co to be Significantly Undervalued.

Key valuation signals for SAU:7203:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ﷼1,454.28 vs. price of ﷼645.00 (55.6% below fair value)
  • GF Score™: 95/100 with 2 warning signs

No single metric tells the full story. See the SAU:7203 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ELM Co Business Description

Address Al Thaghr, Digital City 6614, Unit No. 2, Al Nakheel District, Riyadh, SAU, 12382-4182
ELM Co mainly offers ready-made and customized digital solutions across different areas. Its ready-made solutions serve a broad segment of customers, who can subscribe to different packages of their choosing to meet their needs and satisfy business requirements. The services offered by the group include consulting, digital products, technical solutions, and business outsourcing, among others. The group's reportable segments are: Digital business, Business process outsourcing, and Professional services. Maximum revenue is generated from the Digital business, which includes ready-to-use solutions in the form of technical services, portals, electronic applications, and related support work, developed by the group to solve an existing problem or fill an existing service gap for its clients.
95GF Score

Get the complete analysis for SAU:7203

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼645.00
Price
﷼1,454.28
GF Value