ELM CoSAU:7203 -1.09%93 Interest Coverage is 17.09 as of Mar. 2026, which is 76% below its 10-year median of 70.12. GuruFocus rates SAU:7203 with a GF Score™ of 93/100 and a GF Value™ of ﷼1,446.68 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,703 Software companies, ELM Co ranks worse than 57.43% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. ELM Co's
Operating Income
for the
three
months ended in Mar. 2026 was ﷼612 Mil. ELM Co's Interest Expense for the
three
months ended in Mar. 2026 was ﷼-36 Mil.
ELM Co's interest coverage for the quarter that ended in Mar. 2026 was 17.09.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for ELM Co's Interest Coverage or its related term are showing as below:
SAU:7203'
s Interest Coverage Range Over the Past 10 Years
Min: 16.58 Med: 70.12 Max: No Debt
Current: 16.58
SAU:7203's Interest Coverage is ranked worse than 57.43% of 1703
companies
in the Software industry
Industry Median: 24.78
vs SAU:7203: 16.58
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
ELM Co Interest Coverage Related Terms
ELM Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for ELM Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SAU:7203 vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, ELM Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELM Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, ELM Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where ELM Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELM Co (SAU:7203) has a Interest Coverage of 17.09 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ELM Co and its competitors. This is 76% below median its historical median of 70.12. Over the past decade, ELM Co's Interest Coverage has ranged from 16.58 to 10,000.00. According to the industry distribution chart, ELM Co ranks #978 out of 1703 companies in the Software industry, placing it in the top 57.4%.
Is ELM Co's Interest Coverage too high?
ELM Co's current Interest Coverage of 17.09 is 76% below median its 10-year median of 70.12. Over the past 10 years, this metric has ranged from a low of 16.58 to a high of 10,000.00. The Software industry median Interest Coverage is 24.78. ELM Co's value of 17.09 is 31% below this industry median. Based on the distribution chart, ELM Co ranks #978 out of 1703 companies in the Software industry, which is below the industry midpoint. Overall, ELM Co has a GF Score™ of 93/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELM Co's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, ELM Co ranks #978 out of 1703 companies for Interest Coverage. This places ELM Co in the lower half of its industry. The industry median Interest Coverage is 24.78. ELM Co's value of 17.09 is 31% below this benchmark. Historically, ELM Co's own Interest Coverage has ranged from 16.58 to 10,000.00 over the past decade. While the company's 10-year median is 70.12 vs. the industry median of 24.78, ELM Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ELM Co's current Interest Coverage of 17.09 is 31% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ELM Co and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELM Co's current Interest Coverage is 17.09, which is 76% below median its own 10-year median of 70.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELM Co stock overvalued right now?
Based on GuruFocus' analysis, ELM Co (SAU:7203) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼1,446.68, compared to a current price of ﷼678.00 — trading 53.1% below its estimated fair value. The current Interest Coverage is 17.09, which is 76% below median its 10-year median of 70.12 and 31% below the Software industry median of 24.78. ELM Co's overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ELM Co (SAU:7203), the current Interest Coverage is 17.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELM Co (SAU:7203) Overvalued in 2026?
Based on GuruFocus' analysis, ELM Co stock appears to be undervalued.
The current stock price of ﷼678.00 is trading 53.1% below its estimated GF Value™ of ﷼1,446.68.
GuruFocus considers ELM Co to be Significantly Undervalued.
Key valuation signals for SAU:7203:
Interest Coverage: 17.09 (76% below median its 10-year median of 70.12)
GF Value™: ﷼1,446.68 vs. price of ﷼678.00 (53.1% below fair value)
Industry Position: 31% below the Software median (#978 of 1703)
No single metric tells the full story. See the SAU:7203 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELM Co mainly offers ready-made and customized digital solutions across different areas. Its ready-made solutions serve a broad segment of customers, who can subscribe to different packages of their choosing to meet their needs and satisfy business requirements. The services offered by the group include consulting, digital products, technical solutions, and business outsourcing, among others. The group's reportable segments are: Digital business, Business process outsourcing, and Professional services. Maximum revenue is generated from the Digital business, which includes ready-to-use solutions in the form of technical services, portals, electronic applications, and related support work, developed by the group to solve an existing problem or fill an existing service gap for its clients.
93GF Score
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