ELM Co (SAU:7203) LT-Debt-to-Total-Asset: 0.18 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:7203 ELM Co SAU:7203
95 GF Score
Price ﷼639.50
GF Value ﷼1,457.12
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is ELM Co LT-Debt-to-Total-Asset?

ELM Co SAU:7203 -0.54% 95 LT-Debt-to-Total-Asset is 0.18 as of Mar. 2026. GuruFocus rates SAU:7203 with a GF Score™ of 95/100 and a GF Value™ of ﷼1,457.12 (Significantly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. ELM Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.18.

ELM Co's long-term debt to total assets ratio increased from Mar. 2025 (0.05) to Mar. 2026 (0.18). It may suggest that ELM Co is progressively becoming more dependent on debt to grow their business.

ELM Co  (SAU:7203) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

ELM Co LT-Debt-to-Total-Asset Related Terms

ELM Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for ELM Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ELM Co LT-Debt-to-Total-Asset Chart

ELM Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.01 0.03 0.05 0.17

ELM Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.20 0.19 0.17 0.18
SAU:7203
95GF Score
ELM Co SAU:7203
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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ELM Co LT-Debt-to-Total-Asset Calculation

ELM Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=2063.749/11886.989
=0.17

ELM Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=2159.211/11938.31
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.18 mean?
ELM Co (SAU:7203) has a LT-Debt-to-Total-Asset of 0.18 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ELM Co and its competitors.
Is ELM Co's LT-Debt-to-Total-Asset too high?
ELM Co's current LT-Debt-to-Total-Asset is 0.18. Overall, ELM Co has a GF Score™ of 95/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELM Co's LT-Debt-to-Total-Asset compare to IBM and ACN?
ELM Co's LT-Debt-to-Total-Asset of 0.18 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Software company?
A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ELM Co and its competitors. ELM Co's current LT-Debt-to-Total-Asset is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELM Co stock overvalued right now?
Based on GuruFocus' analysis, ELM Co (SAU:7203) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼1,457.12, compared to a current price of ﷼639.50 — trading 56.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.18. ELM Co's overall GF Score™ is 95/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For ELM Co (SAU:7203), the current LT-Debt-to-Total-Asset is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ELM Co (SAU:7203) Overvalued in 2026?

Based on GuruFocus' analysis, ELM Co stock appears to be undervalued. The current stock price of ﷼639.50 is trading 56.1% below its estimated GF Value™ of ﷼1,457.12. GuruFocus considers ELM Co to be Significantly Undervalued.

Key valuation signals for SAU:7203:

  • LT-Debt-to-Total-Asset: 0.18
  • GF Value™: ﷼1,457.12 vs. price of ﷼639.50 (56.1% below fair value)
  • GF Score™: 95/100 with 2 warning signs

No single metric tells the full story. See the SAU:7203 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ELM Co Business Description

Address Al Thaghr, Digital City 6614, Unit No. 2, Al Nakheel District, Riyadh, SAU, 12382-4182
ELM Co mainly offers ready-made and customized digital solutions across different areas. Its ready-made solutions serve a broad segment of customers, who can subscribe to different packages of their choosing to meet their needs and satisfy business requirements. The services offered by the group include consulting, digital products, technical solutions, and business outsourcing, among others. The group's reportable segments are: Digital business, Business process outsourcing, and Professional services. Maximum revenue is generated from the Digital business, which includes ready-to-use solutions in the form of technical services, portals, electronic applications, and related support work, developed by the group to solve an existing problem or fill an existing service gap for its clients.
95GF Score

Get the complete analysis for SAU:7203

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼639.50
Price
﷼1,457.12
GF Value