SJ (Scienjoy Holding) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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SJ Scienjoy Holding Corp SJ
48 GF Score
Price $0.79
GF Value $0.77
Valuation Fairly Valued
! 4 Warning Signs
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What is Scienjoy Holding Effective Interest Rate on Debt %?

Scienjoy Holding SJ -10.99% 48 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates SJ with a GF Score™ of 48/100 and a GF Value™ of $0.77 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Scienjoy Holding's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.00 Mil. Scienjoy Holding's average total debt for the quarter that ended in Mar. 2026 was $1.92 Mil. Therefore, Scienjoy Holding's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Scienjoy Holding  (NAS:SJ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Scienjoy Holding Effective Interest Rate on Debt % Related Terms


Scienjoy Holding Effective Interest Rate on Debt % Historical Data

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The historical data trend for Scienjoy Holding's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scienjoy Holding Effective Interest Rate on Debt % Chart

Scienjoy Holding Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Scienjoy Holding Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SJ vs ZDGE, AREN, MNY: Effective Interest Rate on Debt % Comparison

For the Internet Content & Information subindustry, Scienjoy Holding's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scienjoy Holding Effective Interest Rate on Debt % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Scienjoy Holding's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Scienjoy Holding's Effective Interest Rate on Debt % falls into.


SJ
48GF Score
Scienjoy Holding Corp SJ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Scienjoy Holding Effective Interest Rate on Debt % Calculation

Scienjoy Holding's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0.659+1.993)/ 2 )
=-1  *  0/1.326
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.096 + 0.563
=0.659

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.476 + 0.517
=1.993

Scienjoy Holding's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (1.993+1.846)/ 2 )
=-1  *  0/1.9195
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.476 + 0.517
=1.993

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.392 + 0.454
=1.846

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Scienjoy Holding (SJ) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Scienjoy Holding and its competitors.
Is Scienjoy Holding's Effective Interest Rate on Debt % too high?
Scienjoy Holding's current Effective Interest Rate on Debt % is 0.00%. Overall, Scienjoy Holding has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scienjoy Holding's Effective Interest Rate on Debt % compare to ZDGE and AREN?
Scienjoy Holding's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Interactive Media industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Interactive Media company?
A good Effective Interest Rate on Debt % depends on the Interactive Media industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Scienjoy Holding and its competitors. Scienjoy Holding's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scienjoy Holding stock overvalued right now?
Based on GuruFocus' analysis, Scienjoy Holding (SJ) is currently considered Fairly Valued. The stock's GF Value™ is $0.77, compared to a current price of $0.79 — trading 2.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Scienjoy Holding's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Scienjoy Holding (SJ), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scienjoy Holding (SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Scienjoy Holding stock appears to be overvalued. The current stock price of $0.79 is trading 2.9% above its estimated GF Value™ of $0.77. GuruFocus considers Scienjoy Holding to be Fairly Valued.

Key valuation signals for SJ:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $0.77 vs. price of $0.79 (2.9% above fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Scienjoy Holding Business Description

Address No. 99 Wangzhou Road, Liangzhu Street, RM 1118, 11th Floor, Building 3, Liangzhu Sub-district, Yuhang District, Zhejiang Province, Hangzhou, CHN, 311113
Scienjoy Holding Corp is a provider of mobile live streaming platforms in China and focuses on interactive show live streaming from broadcasters to users. It operates a mobile live streaming business by which it provides live streaming entertainment from professional broadcasters to end-users, allowing for the operation of live social video communities. Using its mobile applications, users can select broadcasters and enter real-time video rooms to interact with them. In addition to the real-time interaction, users can also view photos posted by broadcasters in their personal pages, leave comments, and engage in private chats with broadcasters when such broadcasters are not streaming. In addition, users can also play simple, fun games using virtual currencies within the video rooms.
48GF Score

Get the complete analysis for SJ

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.79
Price
$0.77
GF Value