SWYBY (Sanoma Oyj) Effective Interest Rate on Debt %: 9.56% (As of Mar. 2026)


SWYBY Sanoma Oyj SWYBY
67 GF Score
Price $2.46
GF Value $2.09
! 6 Warning Signs
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What is Sanoma Oyj Effective Interest Rate on Debt %?

Sanoma Oyj SWYBY 67 Effective Interest Rate on Debt % is 9.56% as of Mar. 2026. GuruFocus rates SWYBY with a GF Score™ of 67/100 and a GF Value™ of $2.09. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sanoma Oyj's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $34 Mil. Sanoma Oyj's average total debt for the quarter that ended in Mar. 2026 was $353 Mil. Therefore, Sanoma Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.56%.


Sanoma Oyj  (OTCPK:SWYBY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sanoma Oyj Effective Interest Rate on Debt % Related Terms


Sanoma Oyj Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sanoma Oyj's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanoma Oyj Effective Interest Rate on Debt % Chart

Sanoma Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.59 1.91 4.09 5.20 4.76

Sanoma Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.85 24.87 23.28 8.15 9.56

SWYBY vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Sanoma Oyj's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanoma Oyj Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Sanoma Oyj's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sanoma Oyj's Effective Interest Rate on Debt % falls into.


SWYBY
67GF Score
Sanoma Oyj SWYBY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sanoma Oyj Effective Interest Rate on Debt % Calculation

Sanoma Oyj's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -28.806/( (617.277+592.037)/ 2 )
=-1  *  -28.806/604.657
=4.76 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=494.031 + 123.246
=617.277

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=512.295 + 79.742
=592.037

Sanoma Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -33.756/( (592.037+114.22)/ 2 )
=-1  *  -33.756/353.1285
=9.56 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=512.295 + 79.742
=592.037

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=81.734 + 32.486
=114.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.56% mean?
Sanoma Oyj (SWYBY) has a Effective Interest Rate on Debt % of 9.56% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sanoma Oyj and its competitors.
Is Sanoma Oyj's Effective Interest Rate on Debt % too high?
Sanoma Oyj's current Effective Interest Rate on Debt % is 9.56%. Overall, Sanoma Oyj has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Sanoma Oyj's Effective Interest Rate on Debt % compare to EDU and TAL?
Sanoma Oyj's Effective Interest Rate on Debt % of 9.56% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sanoma Oyj and its competitors. Sanoma Oyj's current Effective Interest Rate on Debt % is 9.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanoma Oyj stock overvalued right now?
Sanoma Oyj (SWYBY) has a current Effective Interest Rate on Debt % of 9.56%. The stock's GF Value™ is $2.09, compared to a current price of $2.46 — trading 17.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.56%. Sanoma Oyj's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sanoma Oyj (SWYBY), the current Effective Interest Rate on Debt % is 9.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanoma Oyj (SWYBY) Overvalued in 2026?

Based on GuruFocus' analysis, Sanoma Oyj stock appears to be overvalued. The current stock price of $2.46 is trading 17.7% above its estimated GF Value™ of $2.09.

Key valuation signals for SWYBY:

  • Effective Interest Rate on Debt %: 9.56%
  • GF Value™: $2.09 vs. price of $2.46 (17.7% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the SWYBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sanoma Oyj Business Description

Address Toolonlahdenkatu 2, Helsinki, FIN, 00100
Sanoma Oyj is a learning and media company. The group publishes magazines and newspapers along with educational learning literature and services. It operates in two segments: Learning and Media Finland. Sanoma's learning products and services enable teachers to develop the talents of every child to reach their full potential. The company offers printed and digital learning content as well as digital learning and teaching platforms for primary, secondary and vocational education. The Finnish media business of Sanoma provides information, experiences, inspiration, and entertainment via multiple media platforms: newspapers, radio, television, events, magazines, online, and mobile channels. The company's publications include Helsingin Sanomat, IltaSanomat among others.
67GF Score

Get the complete analysis for SWYBY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.46
Price
$2.09
GF Value