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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CVS Bay Area's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円77 Mil. CVS Bay Area's average total debt for the quarter that ended in Feb. 2026 was 円5,828 Mil. Therefore, CVS Bay Area's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.32%.
CVS Bay Area (TSE:2687) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
CVS Bay Area Effective Interest Rate on Debt % Related Terms
CVS Bay Area Effective Interest Rate on Debt % Historical Data
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The historical data trend for CVS Bay Area's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CVS Bay Area Effective Interest Rate on Debt % Chart
TSE:2687 vs KR: Effective Interest Rate on Debt % Comparison
For the Grocery Stores subindustry, CVS Bay Area's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CVS Bay Area Effective Interest Rate on Debt % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, CVS Bay Area's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where CVS Bay Area's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 1.32% mean?
CVS Bay Area (TSE:2687) has a Effective Interest Rate on Debt % of 1.32% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CVS Bay Area and its competitors.
Is CVS Bay Area's Effective Interest Rate on Debt % too high?
CVS Bay Area's current Effective Interest Rate on Debt % is 1.32%. Overall, CVS Bay Area has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CVS Bay Area's Effective Interest Rate on Debt % compare to KR?
CVS Bay Area's Effective Interest Rate on Debt % of 1.32% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CVS Bay Area and its competitors. CVS Bay Area's current Effective Interest Rate on Debt % is 1.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVS Bay Area stock overvalued right now?
Based on GuruFocus' analysis, CVS Bay Area (TSE:2687) is currently considered Modestly Undervalued. The stock's GF Value™ is 円619.68, compared to a current price of 円502.00 — trading 19% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.32%. CVS Bay Area's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CVS Bay Area (TSE:2687), the current Effective Interest Rate on Debt % is 1.32% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CVS Bay Area (TSE:2687) Overvalued in 2026?
Based on GuruFocus' analysis, CVS Bay Area stock appears to be undervalued.
The current stock price of 円502.00 is trading 19% below its estimated GF Value™ of 円619.68.
GuruFocus considers CVS Bay Area to be Modestly Undervalued.
Key valuation signals for TSE:2687:
Effective Interest Rate on Debt %: 1.32%
GF Value™: 円619.68 vs. price of 円502.00 (19% below fair value)
No single metric tells the full story. See the TSE:2687 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CVS Bay Area Inc engaged in operating convenience store named Lawson and business hotel named Bay Hotel. The company is also engaged in mansion front business at condominiums and reception and office butler service for enterprise, and cleaning business.
44GF Score
Get the complete analysis for TSE:2687
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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