CVS Bay AreaTSE:2687 48 ROE % is -58.23% as of Feb. 2026. GuruFocus rates TSE:2687 with a GF Score™ of 48/100 and a GF Value™ of 円606.55 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 304 Retail - Defensive companies, CVS Bay Area ranks worse than 93.09% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. CVS Bay Area's annualized net income for the quarter that ended in Feb. 2026 was 円-2,147 Mil. CVS Bay Area's average Total Stockholders Equity over the quarter that ended in Feb. 2026 was 円3,687 Mil. Therefore, CVS Bay Area's annualized ROE % for the quarter that ended in Feb. 2026 was -58.23%.
The historical rank and industry rank for CVS Bay Area's ROE % or its related term are showing as below:
TSE:2687'
s ROE % Range Over the Past 10 Years
Min: -30.38 Med: -4.06 Max: 102.56
Current: -29.09
During the past 13 years, CVS Bay Area's highest ROE % was 102.56%. The lowest was -30.38%. And the median was -4.06%.
TSE:2687's ROE % is ranked worse than 93.09% of 304
companies
in the Retail - Defensive industry
Industry Median: 8.56
vs TSE:2687: -29.09
CVS Bay Area (TSE:2687) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Feb. 2026) net income data. The Revenue data used here is two times the semi-annual (Feb. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
CVS Bay Area ROE % Related Terms
CVS Bay Area ROE % Historical Data
* Premium members only.
The historical data trend for CVS Bay Area's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, CVS Bay Area's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CVS Bay Area ROE % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, CVS Bay Area's ROE % distribution charts can be found below:
* The bar in red indicates where CVS Bay Area's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Feb. 2026) net income data.
ROE % is displayed in the 30-year financial page.
CVS Bay Area (TSE:2687) has a ROE % of -58.23% as of Feb. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CVS Bay Area and its competitors. According to the industry distribution chart, CVS Bay Area ranks #283 out of 304 companies in the Retail - Defensive industry, placing it in the top 93.1%.
Is CVS Bay Area's ROE % too high?
CVS Bay Area's current ROE % is -58.23%. Based on the distribution chart, CVS Bay Area ranks #283 out of 304 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, CVS Bay Area has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CVS Bay Area's ROE % compare to KR?
According to the Retail - Defensive industry distribution chart, CVS Bay Area ranks #283 out of 304 companies for ROE %. This places CVS Bay Area in the lower half of its industry. The industry median ROE % is 8.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Defensive company?
The median ROE % among Retail - Defensive companies is 8.56, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CVS Bay Area and its competitors. For the Retail - Defensive industry, the median ROE % is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CVS Bay Area's current ROE % is -58.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVS Bay Area stock overvalued right now?
Based on GuruFocus' analysis, CVS Bay Area (TSE:2687) is currently considered Modestly Undervalued. The stock's GF Value™ is 円606.55, compared to a current price of 円475.00 — trading 21.7% below its estimated fair value. The current ROE % is -58.23%. CVS Bay Area's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CVS Bay Area (TSE:2687), the current ROE % is -58.23% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CVS Bay Area (TSE:2687) Overvalued in 2026?
Based on GuruFocus' analysis, CVS Bay Area stock appears to be undervalued.
The current stock price of 円475.00 is trading 21.7% below its estimated GF Value™ of 円606.55.
GuruFocus considers CVS Bay Area to be Modestly Undervalued.
Key valuation signals for TSE:2687:
ROE %: -58.23%
GF Value™: 円606.55 vs. price of 円475.00 (21.7% below fair value)
No single metric tells the full story. See the TSE:2687 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CVS Bay Area Inc engaged in operating convenience store named Lawson and business hotel named Bay Hotel. The company is also engaged in mansion front business at condominiums and reception and office butler service for enterprise, and cleaning business.
48GF Score
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