Net Protections Holdings (TSE:7383) Effective Interest Rate on Debt %: 1.81% (As of Mar. 2026)

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TSE:7383 Net Protections Holdings Inc TSE:7383
73 GF Score
Price 円461.00
GF Value 円487.18
Valuation Fairly Valued
! 2 Warning Signs
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What is Net Protections Holdings Effective Interest Rate on Debt %?

Net Protections Holdings TSE:7383 +2.44% 73 Effective Interest Rate on Debt % is 1.81% as of Mar. 2026. GuruFocus rates TSE:7383 with a GF Score™ of 73/100 and a GF Value™ of 円487.18 (Fairly Valued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Net Protections Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円128 Mil. Net Protections Holdings's average total debt for the quarter that ended in Mar. 2026 was 円7,071 Mil. Therefore, Net Protections Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.81%.


Net Protections Holdings  (TSE:7383) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Net Protections Holdings Effective Interest Rate on Debt % Related Terms


Net Protections Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Net Protections Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Net Protections Holdings Effective Interest Rate on Debt % Chart

Net Protections Holdings Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.23 1.74 2.28 0.99 1.58

Net Protections Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.16 1.42 1.48 1.81

TSE:7383 vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Net Protections Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Net Protections Holdings Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Net Protections Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Net Protections Holdings's Effective Interest Rate on Debt % falls into.


TSE:7383
73GF Score
Net Protections Holdings Inc TSE:7383
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Net Protections Holdings Effective Interest Rate on Debt % Calculation

Net Protections Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -131/( (10282+6276)/ 2 )
=-1  *  -131/8279
=1.58 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5254 + 5028
=10282

Net Protections Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -128/( (7866+6276)/ 2 )
=-1  *  -128/7071
=1.81 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.81% mean?
Net Protections Holdings (TSE:7383) has a Effective Interest Rate on Debt % of 1.81% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Net Protections Holdings and its competitors.
Is Net Protections Holdings' Effective Interest Rate on Debt % too high?
Net Protections Holdings' current Effective Interest Rate on Debt % is 1.81%. Overall, Net Protections Holdings has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Net Protections Holdings' Effective Interest Rate on Debt % compare to V and MA?
Net Protections Holdings' Effective Interest Rate on Debt % of 1.81% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Net Protections Holdings and its competitors. Net Protections Holdings's current Effective Interest Rate on Debt % is 1.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net Protections Holdings stock overvalued right now?
Based on GuruFocus' analysis, Net Protections Holdings (TSE:7383) is currently considered Fairly Valued. The stock's GF Value™ is 円487.18, compared to a current price of 円461.00 — trading 5.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.81%. Net Protections Holdings' overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Net Protections Holdings (TSE:7383), the current Effective Interest Rate on Debt % is 1.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Net Protections Holdings (TSE:7383) Overvalued in 2026?

Based on GuruFocus' analysis, Net Protections Holdings stock appears to be undervalued. The current stock price of 円461.00 is trading 5.4% below its estimated GF Value™ of 円487.18. GuruFocus considers Net Protections Holdings to be Fairly Valued.

Key valuation signals for TSE:7383:

  • Effective Interest Rate on Debt %: 1.81%
  • GF Value™: 円487.18 vs. price of 円461.00 (5.4% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the TSE:7383 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Net Protections Holdings Business Description

Other Exchanges H50:Germany
Address 4-2-6 Kojimachi, Sumitomo Real Estate Kojimachi First Building 5th Floor, Chiyoda-ku, Chiyoda-ku, Tokyo, JPN, 102-0083
Net Protections Holdings Inc offers payment services. It provides Buy Now Pay Later payment solutions.
73GF Score

Get the complete analysis for TSE:7383

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円461.00
Price
円487.18
GF Value