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Net Protections HoldingsTSE:7383 +1.49%72 Return-on-Tangible-Equity is 14.00% as of Mar. 2026, which is 21% below its 10-year median of 17.64. GuruFocus rates TSE:7383 with a GF Score™ of 72/100 and a GF Value™ of 円484.17 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 526 Credit Services companies, Net Protections Holdings ranks better than 94.87% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Net Protections Holdings's annualized net income for the quarter that ended in Mar. 2026 was 円592 Mil. Net Protections Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円4,230 Mil. Therefore, Net Protections Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 14.00%.
The historical rank and industry rank for Net Protections Holdings's Return-on-Tangible-Equity or its related term are showing as below:
TSE:7383'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -40.86 Med: 17.64 Max: 65.89
Current: 48.29
During the past 7 years, Net Protections Holdings's highest Return-on-Tangible-Equity was 65.89%. The lowest was -40.86%. And the median was 17.64%.
TSE:7383's Return-on-Tangible-Equity is ranked better than 94.87% of 526
companies
in the Credit Services industry
Industry Median: 6.975
vs TSE:7383: 48.29
Net Protections Holdings (TSE:7383) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Net Protections Holdings Return-on-Tangible-Equity Related Terms
Net Protections Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Net Protections Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Protections Holdings Return-on-Tangible-Equity Chart
TSE:7383 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Net Protections Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Net Protections Holdings Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Net Protections Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Net Protections Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.00% mean?
Net Protections Holdings (TSE:7383) has a Return-on-Tangible-Equity of 14.00% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Net Protections Holdings and its competitors. This is 21% below median its historical median of 17.64. According to the industry distribution chart, Net Protections Holdings ranks #27 out of 526 companies in the Credit Services industry, placing it in the top 5.1%.
Is Net Protections Holdings' Return-on-Tangible-Equity too high?
Net Protections Holdings' current Return-on-Tangible-Equity of 14.00% is 21% below median its 10-year median of 17.64. The Credit Services industry median Return-on-Tangible-Equity is 6.98. Net Protections Holdings' value of 14.00% is 100.7% above this industry median. Based on the distribution chart, Net Protections Holdings ranks #27 out of 526 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Net Protections Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Net Protections Holdings' Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Net Protections Holdings ranks #27 out of 526 companies for Return-on-Tangible-Equity. This places Net Protections Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 6.98. Net Protections Holdings' value of 14.00% is 100.7% above this benchmark. While the company's 10-year median is 17.64 vs. the industry median of 6.98, Net Protections Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 6.98, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Net Protections Holdings's current Return-on-Tangible-Equity of 14.00% is 100.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Net Protections Holdings and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 6.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Net Protections Holdings's current Return-on-Tangible-Equity is 14.00%, which is 21% below median its own 10-year median of 17.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net Protections Holdings stock overvalued right now?
Based on GuruFocus' analysis, Net Protections Holdings (TSE:7383) is currently considered Modestly Undervalued. The stock's GF Value™ is 円484.17, compared to a current price of 円408.00 — trading 15.7% below its estimated fair value. The current Return-on-Tangible-Equity is 14.00%, which is 21% below median its 10-year median of 17.64 and 100.7% above the Credit Services industry median of 6.98. Net Protections Holdings' overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Net Protections Holdings (TSE:7383), the current Return-on-Tangible-Equity is 14.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Net Protections Holdings (TSE:7383) Overvalued in 2026?
Based on GuruFocus' analysis, Net Protections Holdings stock appears to be undervalued.
The current stock price of 円408.00 is trading 15.7% below its estimated GF Value™ of 円484.17.
GuruFocus considers Net Protections Holdings to be Modestly Undervalued.
Key valuation signals for TSE:7383:
Return-on-Tangible-Equity: 14.00% (21% below median its 10-year median of 17.64)
GF Value™: 円484.17 vs. price of 円408.00 (15.7% below fair value)
Industry Position: 100.7% above the Credit Services median (#27 of 526)
No single metric tells the full story. See the TSE:7383 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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