Net Protections HoldingsTSE:7383 +2.72%66 ROA % is 1.87% as of Mar. 2026, which is 290% above its 10-year median of 0.48. GuruFocus rates TSE:7383 with a GF Score™ of 66/100 and a GF Value™ of 円454.57 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 545 Credit Services companies, Net Protections Holdings ranks better than 54.31% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Net Protections Holdings's annualizedNet Income for the quarter that ended in Mar. 2026 was 円1,554 Mil.
Net Protections Holdings's average Total Assets over the quarter that ended in Mar. 2026 was 円83,266 Mil. Therefore, Net Protections Holdings's annualized ROA % for the quarter that ended in Mar. 2026 was 1.87%.
The historical rank and industry rank for Net Protections Holdings's ROA % or its related term are showing as below:
TSE:7383'
s ROA % Range Over the Past 10 Years
Min: -1.5 Med: 0.48 Max: 2.22
Current: 2.19
During the past 7 years, Net Protections Holdings's highest ROA % was 2.22%. The lowest was -1.50%. And the median was 0.48%.
TSE:7383's ROA % is ranked better than 54.31% of 545
companies
in the Credit Services industry
Industry Median: 1.92
vs TSE:7383: 2.19
Net Protections Holdings (TSE:7383) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Net Protections Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Net Protections Holdings ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Net Protections Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where Net Protections Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Net Protections Holdings (TSE:7383) has a ROA % of 1.87% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Net Protections Holdings and its competitors. This is 290% above median its historical median of 0.48. According to the industry distribution chart, Net Protections Holdings ranks #249 out of 545 companies in the Credit Services industry, placing it in the top 45.7%.
Is Net Protections Holdings' ROA % too high?
Net Protections Holdings' current ROA % of 1.87% is 290% above median its 10-year median of 0.48. The Credit Services industry median ROA % is 1.92. Net Protections Holdings' value of 1.87% is 2.6% below this industry median. Based on the distribution chart, Net Protections Holdings ranks #249 out of 545 companies in the Credit Services industry, which is above the industry midpoint. Overall, Net Protections Holdings has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Net Protections Holdings' ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Net Protections Holdings ranks #249 out of 545 companies for ROA %. This puts Net Protections Holdings in the upper half of its industry. The industry median ROA % is 1.92. Net Protections Holdings' value of 1.87% is 2.6% below this benchmark. While the company's 10-year median is 0.48 vs. the industry median of 1.92, Net Protections Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Net Protections Holdings's current ROA % of 1.87% is 2.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Net Protections Holdings and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Net Protections Holdings's current ROA % is 1.87%, which is 290% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net Protections Holdings stock overvalued right now?
Based on GuruFocus' analysis, Net Protections Holdings (TSE:7383) is currently considered Modestly Undervalued. The stock's GF Value™ is 円454.57, compared to a current price of 円340.00 — trading 25.2% below its estimated fair value. The current ROA % is 1.87%, which is 290% above median its 10-year median of 0.48 and 2.6% below the Credit Services industry median of 1.92. Net Protections Holdings' overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Net Protections Holdings (TSE:7383), the current ROA % is 1.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Net Protections Holdings (TSE:7383) Overvalued in 2026?
Based on GuruFocus' analysis, Net Protections Holdings stock appears to be undervalued.
The current stock price of 円340.00 is trading 25.2% below its estimated GF Value™ of 円454.57.
GuruFocus considers Net Protections Holdings to be Modestly Undervalued.
Key valuation signals for TSE:7383:
ROA %: 1.87% (290% above median its 10-year median of 0.48)
GF Value™: 円454.57 vs. price of 円340.00 (25.2% below fair value)
Industry Position: 2.6% below the Credit Services median (#249 of 545)
No single metric tells the full story. See the TSE:7383 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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