VVCHF (Viva Goods Co) Effective Interest Rate on Debt %: 6.35% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

VVCHF Viva Goods Co Ltd VVCHF
53 GF Score
Price $0.07
GF Value $0.10
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Viva Goods Co Effective Interest Rate on Debt %?

Viva Goods Co VVCHF 53 Effective Interest Rate on Debt % is 6.35% as of Dec. 2025. GuruFocus rates VVCHF with a GF Score™ of 53/100 and a GF Value™ of $0.10 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Viva Goods Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $27 Mil. Viva Goods Co's average total debt for the quarter that ended in Dec. 2025 was $430 Mil. Therefore, Viva Goods Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.35%.


Viva Goods Co  (OTCPK:VVCHF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Viva Goods Co Effective Interest Rate on Debt % Related Terms


Viva Goods Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Viva Goods Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viva Goods Co Effective Interest Rate on Debt % Chart

Viva Goods Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.43 5.10 7.43 7.58 6.17

Viva Goods Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.98 6.49 6.79 5.77 6.35

VVCHF vs RL, LEVI, VFC: Effective Interest Rate on Debt % Comparison

For the Apparel Manufacturing subindustry, Viva Goods Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viva Goods Co Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Viva Goods Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Viva Goods Co's Effective Interest Rate on Debt % falls into.


VVCHF
53GF Score
Viva Goods Co Ltd VVCHF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Viva Goods Co Effective Interest Rate on Debt % Calculation

Viva Goods Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -23.418/( (284.973+474.14)/ 2 )
=-1  *  -23.418/379.5565
=6.17 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=222.007 + 62.966
=284.973

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=373.667 + 100.473
=474.14

Viva Goods Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -27.298/( (386.188+474.14)/ 2 )
=-1  *  -27.298/430.164
=6.35 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=278.859 + 107.329
=386.188

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=373.667 + 100.473
=474.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.35% mean?
Viva Goods Co (VVCHF) has a Effective Interest Rate on Debt % of 6.35% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Viva Goods Co and its competitors.
Is Viva Goods Co's Effective Interest Rate on Debt % too high?
Viva Goods Co's current Effective Interest Rate on Debt % is 6.35%. Overall, Viva Goods Co has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Viva Goods Co's Effective Interest Rate on Debt % compare to RL and LEVI?
Viva Goods Co's Effective Interest Rate on Debt % of 6.35% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Viva Goods Co and its competitors. Viva Goods Co's current Effective Interest Rate on Debt % is 6.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viva Goods Co stock overvalued right now?
Based on GuruFocus' analysis, Viva Goods Co (VVCHF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.10, compared to a current price of $0.07 — trading 30% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.35%. Viva Goods Co's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Viva Goods Co (VVCHF), the current Effective Interest Rate on Debt % is 6.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Viva Goods Co (VVCHF) Overvalued in 2026?

Based on GuruFocus' analysis, Viva Goods Co stock appears to be undervalued. The current stock price of $0.07 is trading 30% below its estimated GF Value™ of $0.10. GuruFocus considers Viva Goods Co to be Possible Value Trap.

Key valuation signals for VVCHF:

  • Effective Interest Rate on Debt %: 6.35%
  • GF Value™: $0.10 vs. price of $0.07 (30% below fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the VVCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viva Goods Co Business Description

Other Exchanges 00933:Hong Kong
Address 218 Electric Road, 23rd Floor, Hong Kong Li-Ning Building, Fortress Hill, Hong Kong, HKG
Viva Goods Co Ltd is principally engaged in the operation of a multi-brand apparel and footwear business. It also engages in the sports experience business, including the operation, service provision, and investment of sports destinations, sports competitions, and events, as well as an e-sports club. Along with its subsidiaries, the company operates in two reportable operating segments: the multi-brand apparel and footwear segment, and the sports experience segment. A majority of its revenue is generated from the multi-brand apparel and footwear segment, which engages in design and development, branding, and sales of apparel and footwear consumables through brands like Clarks, Testoni, Double Happiness, and Bossini, among others. Geographically, it derives maximum revenue from America.
53GF Score

Get the complete analysis for VVCHF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.07
Price
$0.10
GF Value