WHTPF (WH Smith) Effective Interest Rate on Debt %: 5.22% (As of Feb. 2026)


WHTPF WH Smith PLC WHTPF
59 GF Score
Price $7.44
GF Value $21.53
! 5 Warning Signs
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What is WH Smith Effective Interest Rate on Debt %?

WH Smith WHTPF -8.03% 59 Effective Interest Rate on Debt % is 5.22% as of Feb. 2026. GuruFocus rates WHTPF with a GF Score™ of 59/100 and a GF Value™ of $21.53. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. WH Smith's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $71 Mil. WH Smith's average total debt for the quarter that ended in Feb. 2026 was $1,355 Mil. Therefore, WH Smith's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 5.22%.


WH Smith  (OTCPK:WHTPF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


WH Smith Effective Interest Rate on Debt % Related Terms


WH Smith Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for WH Smith's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WH Smith Effective Interest Rate on Debt % Chart

WH Smith Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.67 3.37 4.65 4.83 4.70

WH Smith Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.71 4.55 4.03 4.89 5.22

WHTPF vs CASY, WSM, DKS: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, WH Smith's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WH Smith Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, WH Smith's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where WH Smith's Effective Interest Rate on Debt % falls into.


WHTPF
59GF Score
WH Smith PLC WHTPF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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WH Smith Effective Interest Rate on Debt % Calculation

WH Smith's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -61.911/( (1363.99+1271.871)/ 2 )
=-1  *  -61.911/1317.9305
=4.70 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1050.518 + 313.472
=1363.99

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=530.283 + 741.588
=1271.871

WH Smith's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -70.652/( (1271.871+1437.5)/ 2 )
=-1  *  -70.652/1354.6855
=5.22 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=530.283 + 741.588
=1271.871

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=563.859 + 873.641
=1437.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.22% mean?
WH Smith (WHTPF) has a Effective Interest Rate on Debt % of 5.22% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on WH Smith and its competitors.
Is WH Smith's Effective Interest Rate on Debt % too high?
WH Smith's current Effective Interest Rate on Debt % is 5.22%. Overall, WH Smith has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does WH Smith's Effective Interest Rate on Debt % compare to CASY and WSM?
WH Smith's Effective Interest Rate on Debt % of 5.22% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on WH Smith and its competitors. WH Smith's current Effective Interest Rate on Debt % is 5.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WH Smith stock overvalued right now?
WH Smith (WHTPF) has a current Effective Interest Rate on Debt % of 5.22%. The stock's GF Value™ is $21.53, compared to a current price of $7.44 — trading 65.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.22%. WH Smith's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For WH Smith (WHTPF), the current Effective Interest Rate on Debt % is 5.22% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WH Smith (WHTPF) Overvalued in 2026?

Based on GuruFocus' analysis, WH Smith stock appears to be undervalued. The current stock price of $7.44 is trading 65.4% below its estimated GF Value™ of $21.53.

Key valuation signals for WHTPF:

  • Effective Interest Rate on Debt %: 5.22%
  • GF Value™: $21.53 vs. price of $7.44 (65.4% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the WHTPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WH Smith Business Description

Address Greenbridge Road, Swindon, Wiltshire, GBR, SN3 3RX
WH Smith PLC is a travel retailer providing travel essentials through stores in high-footfall transport hubs, operating as a pure-play travel retail business following the sale of its High Street operations. The Company offers a broad portfolio of products and services, including books and magazines, food-to-go, beverages, health and beauty items, travel and technology accessories, and selected partner services. Its operations are organised into three segments: the UK, which generates the majority of revenue and operates stores across airports, hospitals, railway stations, and service areas; North America, with stores mainly in airports and a Resorts business in Las Vegas; and the Rest of the World.
59GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.44
Price
$21.53
GF Value