Bermaz Auto Bhd (XKLS:5248) Effective Interest Rate on Debt %: 3.85% (As of Apr. 2026)

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XKLS:5248 Bermaz Auto Bhd XKLS:5248
84 GF Score
Price RM1.00
GF Value RM1.24
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Bermaz Auto Bhd Effective Interest Rate on Debt %?

Bermaz Auto Bhd XKLS:5248 84 Effective Interest Rate on Debt % is 3.85% as of Apr. 2026. GuruFocus rates XKLS:5248 with a GF Score™ of 84/100 and a GF Value™ of RM1.24 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bermaz Auto Bhd's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was RM9 Mil. Bermaz Auto Bhd's average total debt for the quarter that ended in Apr. 2026 was RM242 Mil. Therefore, Bermaz Auto Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 3.85%.


Bermaz Auto Bhd  (XKLS:5248) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bermaz Auto Bhd Effective Interest Rate on Debt % Related Terms


Bermaz Auto Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bermaz Auto Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bermaz Auto Bhd Effective Interest Rate on Debt % Chart

Bermaz Auto Bhd Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.79 3.94 4.39 5.21 3.54

Bermaz Auto Bhd Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.59 4.03 4.40 4.65 3.85

XKLS:5248 vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Bermaz Auto Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bermaz Auto Bhd Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Bermaz Auto Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bermaz Auto Bhd's Effective Interest Rate on Debt % falls into.


XKLS:5248
84GF Score
Bermaz Auto Bhd XKLS:5248
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bermaz Auto Bhd Effective Interest Rate on Debt % Calculation

Bermaz Auto Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -10.423/( (316.434+272.995)/ 2 )
=-1  *  -10.423/294.7145
=3.54 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=77.101 + 239.333
=316.434

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=186.695 + 86.3
=272.995

Bermaz Auto Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -9.32/( (211.655+272.995)/ 2 )
=-1  *  -9.32/242.325
=3.85 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=197.282 + 14.373
=211.655

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=186.695 + 86.3
=272.995

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.85% mean?
Bermaz Auto Bhd (XKLS:5248) has a Effective Interest Rate on Debt % of 3.85% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bermaz Auto Bhd and its competitors.
Is Bermaz Auto Bhd's Effective Interest Rate on Debt % too high?
Bermaz Auto Bhd's current Effective Interest Rate on Debt % is 3.85%. Overall, Bermaz Auto Bhd has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bermaz Auto Bhd's Effective Interest Rate on Debt % compare to CVNA and PAG?
Bermaz Auto Bhd's Effective Interest Rate on Debt % of 3.85% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bermaz Auto Bhd and its competitors. Bermaz Auto Bhd's current Effective Interest Rate on Debt % is 3.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bermaz Auto Bhd stock overvalued right now?
Based on GuruFocus' analysis, Bermaz Auto Bhd (XKLS:5248) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.24, compared to a current price of RM1.00 — trading 19.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.85%. Bermaz Auto Bhd's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bermaz Auto Bhd (XKLS:5248), the current Effective Interest Rate on Debt % is 3.85% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bermaz Auto Bhd (XKLS:5248) Overvalued in 2026?

Based on GuruFocus' analysis, Bermaz Auto Bhd stock appears to be undervalued. The current stock price of RM1.00 is trading 19.4% below its estimated GF Value™ of RM1.24. GuruFocus considers Bermaz Auto Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5248:

  • Effective Interest Rate on Debt %: 3.85%
  • GF Value™: RM1.24 vs. price of RM1.00 (19.4% below fair value)
  • GF Score™: 84/100 with 6 warning signs

No single metric tells the full story. See the XKLS:5248 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bermaz Auto Bhd Business Description

Address Jalan Pelukis U1/46, No. 7, Temasya Industrial Park, Seksyen U1, Shah Alam, SGR, MYS, 40150
Bermaz Auto Bhd, along with its subsidiaries, is engaged in the distribution and retailing of Mazda, Kia, and XPeng vehicles as well as providing their respective spare parts and after-sales services. Geographically, the group generates maximum revenue from Malaysia, and the rest from Philippines.
84GF Score

Get the complete analysis for XKLS:5248

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.00
Price
RM1.24
GF Value