Banque Cantonale du Jura (XSWX:BCJ) Effective Interest Rate on Debt %: 0.77% (As of Dec. 2025)


XSWX:BCJ Banque Cantonale du Jura SA XSWX:BCJ
46 GF Score
Price CHF78.00
GF Value CHF64.68
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Banque Cantonale du Jura Effective Interest Rate on Debt %?

Banque Cantonale du Jura XSWX:BCJ -1.27% 46 Effective Interest Rate on Debt % is 0.77% as of Dec. 2025. GuruFocus rates XSWX:BCJ with a GF Score™ of 46/100 and a GF Value™ of CHF64.68 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Banque Cantonale du Jura's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF9.46 Mil. Banque Cantonale du Jura's average total debt for the quarter that ended in Dec. 2025 was CHF1,223.36 Mil. Therefore, Banque Cantonale du Jura's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.77%.


Banque Cantonale du Jura  (XSWX:BCJ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Banque Cantonale du Jura Effective Interest Rate on Debt % Related Terms


Banque Cantonale du Jura Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Banque Cantonale du Jura's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale du Jura Effective Interest Rate on Debt % Chart

Banque Cantonale du Jura Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.42 2.05 2.08 0.90

Banque Cantonale du Jura Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.35 2.40 1.86 1.10 0.77

XSWX:BCJ vs PNC, USB: Effective Interest Rate on Debt % Comparison

For the Banks - Regional subindustry, Banque Cantonale du Jura's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale du Jura Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale du Jura's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Banque Cantonale du Jura's Effective Interest Rate on Debt % falls into.


XSWX:BCJ
46GF Score
Banque Cantonale du Jura SA XSWX:BCJ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Cantonale du Jura Effective Interest Rate on Debt % Calculation

Banque Cantonale du Jura's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -11.297/( (1231.322+1284.579)/ 2 )
=-1  *  -11.297/1257.9505
=0.90 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1231.322 + 0
=1231.322

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1284.579 + 0
=1284.579

Banque Cantonale du Jura's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -9.456/( (1162.138+1284.579)/ 2 )
=-1  *  -9.456/1223.3585
=0.77 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1162.138 + 0
=1162.138

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1284.579 + 0
=1284.579

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.77% mean?
Banque Cantonale du Jura (XSWX:BCJ) has a Effective Interest Rate on Debt % of 0.77% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Banque Cantonale du Jura and its competitors.
Is Banque Cantonale du Jura's Effective Interest Rate on Debt % too high?
Banque Cantonale du Jura's current Effective Interest Rate on Debt % is 0.77%. Overall, Banque Cantonale du Jura has a GF Score™ of 46/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale du Jura's Effective Interest Rate on Debt % compare to PNC and USB?
Banque Cantonale du Jura's Effective Interest Rate on Debt % of 0.77% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Banque Cantonale du Jura and its competitors. Banque Cantonale du Jura's current Effective Interest Rate on Debt % is 0.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale du Jura stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale du Jura (XSWX:BCJ) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF64.68, compared to a current price of CHF78.00 — trading 20.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.77%. Banque Cantonale du Jura's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Banque Cantonale du Jura (XSWX:BCJ), the current Effective Interest Rate on Debt % is 0.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale du Jura (XSWX:BCJ) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale du Jura stock appears to be overvalued. The current stock price of CHF78.00 is trading 20.6% above its estimated GF Value™ of CHF64.68. GuruFocus considers Banque Cantonale du Jura to be Modestly Overvalued.

Key valuation signals for XSWX:BCJ:

  • Effective Interest Rate on Debt %: 0.77%
  • GF Value™: CHF64.68 vs. price of CHF78.00 (20.6% above fair value)
  • GF Score™: 46/100 with 2 warning signs

No single metric tells the full story. See the XSWX:BCJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale du Jura Business Description

Other Exchanges 0ROV:UK2771:Germany
Address 10, Rue de la Chaumont, Porrentruy, CHE, 2900
Banque Cantonale du Jura SA provides general banking services in the areas of credit, asset management, and advisory to individuals and businesses in Switzerland. It also provides personal loans, mortgages, and wealth management.
46GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF78.00
Price
CHF64.68
GF Value