Banque Cantonale du Jura (XSWX:BCJ) Financial Strength: 2 (As of Jun. 2026) — Near Median

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XSWX:BCJ Banque Cantonale du Jura SA XSWX:BCJ
45 GF Score
Price CHF80.00
GF Value CHF61.46
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Banque Cantonale du Jura Financial Strength?

Banque Cantonale du Jura XSWX:BCJ 45 Financial Strength is 2 as of Jun. 2026, which is at its 10-year median of 2.00. GuruFocus rates XSWX:BCJ with a GF Score™ of 45/100 and a GF Value™ of CHF61.46 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Banque Cantonale du Jura has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Banque Cantonale du Jura SA displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Banque Cantonale du Jura's interest coverage with the available data. Banque Cantonale du Jura's debt to revenue ratio for the quarter that ended in Jun. 2026 was 18.13. Altman Z-Score does not apply to banks and insurance companies.


Banque Cantonale du Jura  (XSWX:BCJ) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Banque Cantonale du Jura has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Banque Cantonale du Jura Financial Strength Related Terms

XSWX:BCJ
45GF Score
Banque Cantonale du Jura SA XSWX:BCJ
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Cantonale du Jura Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Banque Cantonale du Jura's Interest Expense for the months ended in Jun. 2026 was CHF-4.97 Mil. Its Operating Income for the months ended in Jun. 2026 was CHF0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF1,281.79 Mil.

Banque Cantonale du Jura's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Banque Cantonale du Jura's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 1281.79) / 70.71
=18.13

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 2 mean?
Banque Cantonale du Jura (XSWX:BCJ) has a Financial Strength of 2 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Banque Cantonale du Jura and its competitors. This is near median its historical median of 2.00. Over the past decade, Banque Cantonale du Jura's Financial Strength has ranged from 1.00 to 4.00.
Is Banque Cantonale du Jura's Financial Strength too high?
Banque Cantonale du Jura's current Financial Strength of 2 is near median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, Banque Cantonale du Jura has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale du Jura's Financial Strength compare to PNC and USB?
Banque Cantonale du Jura's Financial Strength of 2 can be compared against companies in the Banks industry. Historically, Banque Cantonale du Jura's own Financial Strength has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Banque Cantonale du Jura and its competitors. Banque Cantonale du Jura's current Financial Strength is 2, which is near median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale du Jura stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale du Jura (XSWX:BCJ) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF61.46, compared to a current price of CHF80.00 — trading 30.2% above its estimated fair value. The current Financial Strength is 2, which is near median its 10-year median of 2.00. Banque Cantonale du Jura's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Banque Cantonale du Jura (XSWX:BCJ), the current Financial Strength is 2 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale du Jura (XSWX:BCJ) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale du Jura stock appears to be overvalued. The current stock price of CHF80.00 is trading 30.2% above its estimated GF Value™ of CHF61.46. GuruFocus considers Banque Cantonale du Jura to be Modestly Overvalued.

Key valuation signals for XSWX:BCJ:

  • Financial Strength: 2 (near median its 10-year median of 2.00)
  • GF Value™: CHF61.46 vs. price of CHF80.00 (30.2% above fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the XSWX:BCJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale du Jura Business Description

Other Exchanges 0ROV:UK2771:Germany
Address 10, Rue de la Chaumont, Porrentruy, CHE, 2900
Banque Cantonale du Jura SA provides general banking services in the areas of credit, asset management, and advisory to individuals and businesses in Switzerland. It also provides personal loans, mortgages, and wealth management.
45GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF80.00
Price
CHF61.46
GF Value