Banque Cantonale du JuraXSWX:BCJ +1.92%46 Return-on-Tangible-Asset is 0.14% as of Dec. 2025, which is 53% below its 10-year median of 0.30. GuruFocus rates XSWX:BCJ with a GF Score™ of 46/100 and a GF Value™ of CHF64.71 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,529 Banks companies, Banque Cantonale du Jura ranks worse than 88.16% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Banque Cantonale du Jura's annualizedNet Income for the quarter that ended in Dec. 2025 was CHF6.67 Mil. Banque Cantonale du Jura's average total tangible assets for the quarter that ended in Dec. 2025 was CHF4,609.56 Mil. Therefore, Banque Cantonale du Jura's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.14%.
The historical rank and industry rank for Banque Cantonale du Jura's Return-on-Tangible-Asset or its related term are showing as below:
XSWX:BCJ'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.19 Med: 0.3 Max: 0.33
Current: 0.27
During the past 13 years, Banque Cantonale du Jura's highest Return-on-Tangible-Asset was 0.33%. The lowest was 0.19%. And the median was 0.30%.
XSWX:BCJ's Return-on-Tangible-Asset is ranked worse than 88.16% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs XSWX:BCJ: 0.27
Banque Cantonale du Jura (XSWX:BCJ) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Banque Cantonale du Jura Return-on-Tangible-Asset Related Terms
Banque Cantonale du Jura Return-on-Tangible-Asset Historical Data
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The historical data trend for Banque Cantonale du Jura's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale du Jura Return-on-Tangible-Asset Chart
XSWX:BCJ vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Banque Cantonale du Jura's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Cantonale du Jura Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banque Cantonale du Jura's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Banque Cantonale du Jura's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.14% mean?
Banque Cantonale du Jura (XSWX:BCJ) has a Return-on-Tangible-Asset of 0.14% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banque Cantonale du Jura and its competitors. This is 53% below median its historical median of 0.30. Over the past decade, Banque Cantonale du Jura's Return-on-Tangible-Asset has ranged from 0.19 to 0.33. According to the industry distribution chart, Banque Cantonale du Jura ranks #1348 out of 1529 companies in the Banks industry, placing it in the top 88.2%.
Is Banque Cantonale du Jura's Return-on-Tangible-Asset too high?
Banque Cantonale du Jura's current Return-on-Tangible-Asset of 0.14% is 53% below median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.33. The Banks industry median Return-on-Tangible-Asset is 0.99. Banque Cantonale du Jura's value of 0.14% is 85.9% below this industry median. Based on the distribution chart, Banque Cantonale du Jura ranks #1348 out of 1529 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Cantonale du Jura has a GF Score™ of 46/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale du Jura's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Banque Cantonale du Jura ranks #1348 out of 1529 companies for Return-on-Tangible-Asset. This places Banque Cantonale du Jura in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Banque Cantonale du Jura's value of 0.14% is 85.9% below this benchmark. Historically, Banque Cantonale du Jura's own Return-on-Tangible-Asset has ranged from 0.19 to 0.33 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.99, Banque Cantonale du Jura has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale du Jura's current Return-on-Tangible-Asset of 0.14% is 85.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banque Cantonale du Jura and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale du Jura's current Return-on-Tangible-Asset is 0.14%, which is 53% below median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale du Jura stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale du Jura (XSWX:BCJ) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF64.71, compared to a current price of CHF79.50 — trading 22.9% above its estimated fair value. The current Return-on-Tangible-Asset is 0.14%, which is 53% below median its 10-year median of 0.30 and 85.9% below the Banks industry median of 0.99. Banque Cantonale du Jura's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Banque Cantonale du Jura (XSWX:BCJ), the current Return-on-Tangible-Asset is 0.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale du Jura (XSWX:BCJ) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale du Jura stock appears to be overvalued.
The current stock price of CHF79.50 is trading 22.9% above its estimated GF Value™ of CHF64.71.
GuruFocus considers Banque Cantonale du Jura to be Modestly Overvalued.
Key valuation signals for XSWX:BCJ:
Return-on-Tangible-Asset: 0.14% (53% below median its 10-year median of 0.30)
GF Value™: CHF64.71 vs. price of CHF79.50 (22.9% above fair value)
Industry Position: 85.9% below the Banks median (#1348 of 1529)
No single metric tells the full story. See the XSWX:BCJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale du Jura SA provides general banking services in the areas of credit, asset management, and advisory to individuals and businesses in Switzerland. It also provides personal loans, mortgages, and wealth management.
46GF Score
Get the complete analysis for XSWX:BCJ
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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