Banque Cantonale du Jura (XSWX:BCJ) Net Margin %: 9.31% (As of Dec. 2025) — 53% Below Median


XSWX:BCJ Banque Cantonale du Jura SA XSWX:BCJ
46 GF Score
Price CHF78.50
GF Value CHF64.50
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Banque Cantonale du Jura Net Margin %?

Banque Cantonale du Jura XSWX:BCJ +3.29% 46 Net Margin % is 9.31% as of Dec. 2025, which is 53% below its 10-year median of 19.62. GuruFocus rates XSWX:BCJ with a GF Score™ of 46/100 and a GF Value™ of CHF64.50 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Banque Cantonale du Jura ranks worse than 77.28% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Banque Cantonale du Jura's Net Income for the six months ended in Dec. 2025 was CHF3.34 Mil. Banque Cantonale du Jura's Revenue for the six months ended in Dec. 2025 was CHF35.83 Mil. Therefore, Banque Cantonale du Jura's net margin for the quarter that ended in Dec. 2025 was 9.31%.

The historical rank and industry rank for Banque Cantonale du Jura's Net Margin % or its related term are showing as below:

XSWX:BCJ' s Net Margin % Range Over the Past 10 Years
Min: 15.75   Med: 19.62   Max: 21.92
Current: 17.12


XSWX:BCJ's Net Margin % is ranked worse than
77.28% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs XSWX:BCJ: 17.12

Banque Cantonale du Jura  (XSWX:BCJ) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Banque Cantonale du Jura Net Margin % Related Terms


Banque Cantonale du Jura Net Margin % Historical Data

* Premium members only.

The historical data trend for Banque Cantonale du Jura's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale du Jura Net Margin % Chart

Banque Cantonale du Jura Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.53 19.31 19.04 18.44 17.12

Banque Cantonale du Jura Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.26 28.09 8.70 24.92 9.31

XSWX:BCJ vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Banque Cantonale du Jura's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale du Jura Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale du Jura's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banque Cantonale du Jura's Net Margin % falls into.


XSWX:BCJ
46GF Score
Banque Cantonale du Jura SA XSWX:BCJ
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Cantonale du Jura Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banque Cantonale du Jura's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=12.283/71.733
=17.12 %

Banque Cantonale du Jura's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=3.335/35.833
=9.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 9.31% mean?
Banque Cantonale du Jura (XSWX:BCJ) has a Net Margin % of 9.31% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Banque Cantonale du Jura and its competitors. This is 53% below median its historical median of 19.62. Over the past decade, Banque Cantonale du Jura's Net Margin % has ranged from 15.75 to 21.92. According to the industry distribution chart, Banque Cantonale du Jura ranks #1180 out of 1527 companies in the Banks industry, placing it in the top 77.3%.
Is Banque Cantonale du Jura's Net Margin % too high?
Banque Cantonale du Jura's current Net Margin % of 9.31% is 53% below median its 10-year median of 19.62. Over the past 10 years, this metric has ranged from a low of 15.75 to a high of 21.92. The Banks industry median Net Margin % is 26.95. Banque Cantonale du Jura's value of 9.31% is 65.5% below this industry median. Based on the distribution chart, Banque Cantonale du Jura ranks #1180 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Cantonale du Jura has a GF Score™ of 46/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale du Jura's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Cantonale du Jura ranks #1180 out of 1527 companies for Net Margin %. This places Banque Cantonale du Jura in the lower half of its industry. The industry median Net Margin % is 26.95. Banque Cantonale du Jura's value of 9.31% is 65.5% below this benchmark. Historically, Banque Cantonale du Jura's own Net Margin % has ranged from 15.75 to 21.92 over the past decade. While the company's 10-year median is 19.62 vs. the industry median of 26.95, Banque Cantonale du Jura has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale du Jura's current Net Margin % of 9.31% is 65.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banque Cantonale du Jura and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale du Jura's current Net Margin % is 9.31%, which is 53% below median its own 10-year median of 19.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale du Jura stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale du Jura (XSWX:BCJ) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF64.50, compared to a current price of CHF78.50 — trading 21.7% above its estimated fair value. The current Net Margin % is 9.31%, which is 53% below median its 10-year median of 19.62 and 65.5% below the Banks industry median of 26.95. Banque Cantonale du Jura's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banque Cantonale du Jura (XSWX:BCJ), the current Net Margin % is 9.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale du Jura (XSWX:BCJ) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale du Jura stock appears to be overvalued. The current stock price of CHF78.50 is trading 21.7% above its estimated GF Value™ of CHF64.50. GuruFocus considers Banque Cantonale du Jura to be Modestly Overvalued.

Key valuation signals for XSWX:BCJ:

  • Net Margin %: 9.31% (53% below median its 10-year median of 19.62)
  • GF Value™: CHF64.50 vs. price of CHF78.50 (21.7% above fair value)
  • GF Score™: 46/100 with 2 warning signs
  • Industry Position: 65.5% below the Banks median (#1180 of 1527)

No single metric tells the full story. See the XSWX:BCJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale du Jura Business Description

Other Exchanges 0ROV:UK2771:Germany
Address 10, Rue de la Chaumont, Porrentruy, CHE, 2900
Banque Cantonale du Jura SA provides general banking services in the areas of credit, asset management, and advisory to individuals and businesses in Switzerland. It also provides personal loans, mortgages, and wealth management.
46GF Score

Get the complete analysis for XSWX:BCJ

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF78.50
Price
CHF64.50
GF Value