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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Beiersdorf AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF35 Mil. Beiersdorf AG's average total debt for the quarter that ended in Dec. 2025 was CHF93 Mil. Therefore, Beiersdorf AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 38.00%.
Beiersdorf AG (XSWX:BEI) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Beiersdorf AG Effective Interest Rate on Debt % Related Terms
Beiersdorf AG Effective Interest Rate on Debt % Historical Data
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The historical data trend for Beiersdorf AG's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beiersdorf AG Effective Interest Rate on Debt % Chart
XSWX:BEI vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison
For the Household & Personal Products subindustry, Beiersdorf AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beiersdorf AG Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Beiersdorf AG's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Beiersdorf AG's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 38.00% mean?
Beiersdorf AG (XSWX:BEI) has a Effective Interest Rate on Debt % of 38.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Beiersdorf AG and its competitors.
Is Beiersdorf AG's Effective Interest Rate on Debt % too high?
Beiersdorf AG's current Effective Interest Rate on Debt % is 38.00%. Overall, Beiersdorf AG has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Beiersdorf AG's Effective Interest Rate on Debt % compare to PG and CL?
Beiersdorf AG's Effective Interest Rate on Debt % of 38.00% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Beiersdorf AG and its competitors. Beiersdorf AG's current Effective Interest Rate on Debt % is 38.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beiersdorf AG stock overvalued right now?
Beiersdorf AG (XSWX:BEI) has a current Effective Interest Rate on Debt % of 38.00%. The stock's GF Value™ is CHF120.08, compared to a current price of CHF71.24 — trading 40.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 38.00%. Beiersdorf AG's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Beiersdorf AG (XSWX:BEI), the current Effective Interest Rate on Debt % is 38.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beiersdorf AG (XSWX:BEI) Overvalued in 2026?
Based on GuruFocus' analysis, Beiersdorf AG stock appears to be undervalued.
The current stock price of CHF71.24 is trading 40.7% below its estimated GF Value™ of CHF120.08.
Key valuation signals for XSWX:BEI:
Effective Interest Rate on Debt %: 38.00%
GF Value™: CHF120.08 vs. price of CHF71.24 (40.7% below fair value)
No single metric tells the full story. See the XSWX:BEI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beiersdorf is a Germany-based company that produces personal care products, with a focus on manufacturing cosmetic products. The company operates through two business segments. The consumer segment concentrates on skincare and beautycare products and operates portfolio brands such as Nivea, Eucerin, La Prairie, Labello, Hansaplast, Elastoplast, and Florena. The other business segment markets self-adhesive systems and product solutions, primarily for industrial customers, under the Tesa brand. Beiersdorf is majority-owned by Maxingvest.
74GF Score
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