Beiersdorf AGXSWX:BEI 71 Interest Coverage is 29.10 as of Dec. 2025, which is 60% below its 10-year median of 72.29. GuruFocus rates XSWX:BEI with a GF Score™ of 71/100 and a GF Value™ of CHF117.69. The stock has 1 warning sign investors should review. Among 1,510 Consumer Packaged Goods companies, Beiersdorf AG ranks better than 74.44% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Beiersdorf AG's
Operating Income
for the
six
months ended in Dec. 2025 was CHF516 Mil. Beiersdorf AG's Interest Expense for the
six
months ended in Dec. 2025 was CHF-18 Mil.
Beiersdorf AG's interest coverage for the quarter that ended in Dec. 2025 was 29.10.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Beiersdorf AG's Interest Coverage or its related term are showing as below:
XSWX:BEI'
s Interest Coverage Range Over the Past 10 Years
Min: 24.38 Med: 72.29 Max: 259
Current: 40.12
XSWX:BEI's Interest Coverage is ranked better than 74.44% of 1510
companies
in the Consumer Packaged Goods industry
Industry Median: 8.64
vs XSWX:BEI: 40.12
Beiersdorf AG (XSWX:BEI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Beiersdorf AG Interest Coverage Related Terms
Beiersdorf AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for Beiersdorf AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:BEI vs PG, CL, KVUE: Interest Coverage Comparison
For the Household & Personal Products subindustry, Beiersdorf AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beiersdorf AG Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Beiersdorf AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Beiersdorf AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beiersdorf AG (XSWX:BEI) has a Interest Coverage of 29.10 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Beiersdorf AG and its competitors. This is 60% below median its historical median of 72.29. Over the past decade, Beiersdorf AG's Interest Coverage has ranged from 24.38 to 259.00. According to the industry distribution chart, Beiersdorf AG ranks #386 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 25.6%.
Is Beiersdorf AG's Interest Coverage too high?
Beiersdorf AG's current Interest Coverage of 29.10 is 60% below median its 10-year median of 72.29. Over the past 10 years, this metric has ranged from a low of 24.38 to a high of 259.00. The Consumer Packaged Goods industry median Interest Coverage is 8.64. Beiersdorf AG's value of 29.10 is 236.8% above this industry median. Based on the distribution chart, Beiersdorf AG ranks #386 out of 1510 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Beiersdorf AG has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Beiersdorf AG's Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Beiersdorf AG ranks #386 out of 1510 companies for Interest Coverage. This puts Beiersdorf AG in the upper half of its industry. The industry median Interest Coverage is 8.64. Beiersdorf AG's value of 29.10 is 236.8% above this benchmark. Historically, Beiersdorf AG's own Interest Coverage has ranged from 24.38 to 259.00 over the past decade. While the company's 10-year median is 72.29 vs. the industry median of 8.64, Beiersdorf AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beiersdorf AG's current Interest Coverage of 29.10 is 236.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Beiersdorf AG and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beiersdorf AG's current Interest Coverage is 29.10, which is 60% below median its own 10-year median of 72.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beiersdorf AG stock overvalued right now?
Beiersdorf AG (XSWX:BEI) has a current Interest Coverage of 29.10. The stock's GF Value™ is CHF117.69, compared to a current price of CHF66.70 — trading 43.3% below its estimated fair value. The current Interest Coverage is 29.10, which is 60% below median its 10-year median of 72.29 and 236.8% above the Consumer Packaged Goods industry median of 8.64. Beiersdorf AG's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Beiersdorf AG (XSWX:BEI), the current Interest Coverage is 29.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beiersdorf AG (XSWX:BEI) Overvalued in 2026?
Based on GuruFocus' analysis, Beiersdorf AG stock appears to be undervalued.
The current stock price of CHF66.70 is trading 43.3% below its estimated GF Value™ of CHF117.69.
Key valuation signals for XSWX:BEI:
Interest Coverage: 29.10 (60% below median its 10-year median of 72.29)
GF Value™: CHF117.69 vs. price of CHF66.70 (43.3% below fair value)
Industry Position: 236.8% above the Consumer Packaged Goods median (#386 of 1510)
No single metric tells the full story. See the XSWX:BEI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beiersdorf is a Germany-based company that produces personal care products, with a focus on manufacturing cosmetic products. The company operates through two business segments. The consumer segment concentrates on skincare and beautycare products and operates portfolio brands such as Nivea, Eucerin, La Prairie, Labello, Hansaplast, Elastoplast, and Florena. The other business segment markets self-adhesive systems and product solutions, primarily for industrial customers, under the Tesa brand. Beiersdorf is majority-owned by Maxingvest.
71GF Score
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