SpareBank 1 SMN (OSL:MING) Ending Cash Position: kr4,965 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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OSL:MING SpareBank 1 SMN OSL:MING
68 GF Score
Price kr193.72
GF Value kr185.56
Valuation Fairly Valued
! 7 Warning Signs
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What is SpareBank 1 SMN Ending Cash Position?

SpareBank 1 SMN OSL:MING +0.13% 68 Ending Cash Position is kr4,965 Mil as of Mar. 2026. GuruFocus rates OSL:MING with a GF Score™ of 68/100 and a GF Value™ of kr185.56 (Fairly Valued). The stock has 7 warning signs investors should review.

SpareBank 1 SMN's Ending Cash Position for the quarter that ended in Mar. 2026 was kr4,965 Mil.

SpareBank 1 SMN's quarterly Ending Cash Position declined from Sep. 2025 (kr1,081 Mil) to Dec. 2025 (kr56 Mil) but then increased from Dec. 2025 (kr56 Mil) to Mar. 2026 (kr4,965 Mil).

SpareBank 1 SMN's annual Ending Cash Position declined from Dec. 2023 (kr1,172 Mil) to Dec. 2024 (kr654 Mil) and declined from Dec. 2024 (kr654 Mil) to Dec. 2025 (kr56 Mil).


SpareBank 1 SMN Ending Cash Position Related Terms


SpareBank 1 SMN Ending Cash Position Historical Data

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The historical data trend for SpareBank 1 SMN's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 SMN Ending Cash Position Chart

SpareBank 1 SMN Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,252.00 1,171.00 1,172.00 654.00 56.00

SpareBank 1 SMN Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,072.00 2,368.00 1,081.00 56.00 4,965.00
OSL:MING
68GF Score
SpareBank 1 SMN OSL:MING
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 SMN Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

SpareBank 1 SMN's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=654+-598
=56

SpareBank 1 SMN's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=55+4910
=4,965

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of kr4,965 Mil mean?
SpareBank 1 SMN (OSL:MING) has a Ending Cash Position of kr4,965 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on SpareBank 1 SMN and its competitors.
Is SpareBank 1 SMN's Ending Cash Position too high?
SpareBank 1 SMN's current Ending Cash Position is kr4,965 Mil. Overall, SpareBank 1 SMN has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 SMN's Ending Cash Position compare to competitors?
SpareBank 1 SMN's Ending Cash Position of kr4,965 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on SpareBank 1 SMN and its competitors. SpareBank 1 SMN's current Ending Cash Position is kr4,965 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 SMN stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 SMN (OSL:MING) is currently considered Fairly Valued. The stock's GF Value™ is kr185.56, compared to a current price of kr193.72 — trading 4.4% above its estimated fair value. The current Ending Cash Position is kr4,965 Mil. SpareBank 1 SMN's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For SpareBank 1 SMN (OSL:MING), the current Ending Cash Position is kr4,965 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 SMN (OSL:MING) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 SMN stock appears to be overvalued. The current stock price of kr193.72 is trading 4.4% above its estimated GF Value™ of kr185.56. GuruFocus considers SpareBank 1 SMN to be Fairly Valued.

Key valuation signals for OSL:MING:

  • Ending Cash Position: kr4,965 Mil
  • GF Value™: kr185.56 vs. price of kr193.72 (4.4% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the OSL:MING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 SMN Business Description

Other Exchanges MINGo:UK0IVM:UKSJI:Germany
Address Sondre gate 4, Trondheim, NOR, 7011
SpareBank 1 SMN is a regional bank offering retail and corporate banking services and principally operating in Norway. The bank is among the owners of the SpareBank 1 Alliance. The services and products of the bank serves real estate, construction, sea farming, agriculture, fisheries, shipbuilding, offshore, and retail industries as well as the public and energy sectors. The bank's income is split nearly evenly between net interest income and net fees and commission income. The company has Retail Banking and Corporate Banking as its reportable segment.
68GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr193.72
Price
kr185.56
GF Value