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SpareBank 1 SMNOSL:MING +1.17%66 EV-to-OCF is 6.77 as of Aug. 07, 2026, which is 20% below its 10-year median of 8.42. GuruFocus rates OSL:MING with a GF Score™ of 66/100 and a GF Value™ of kr186.58 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,498 Banks companies, SpareBank 1 SMN ranks worse than 58.95% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, SpareBank 1 SMN's Enterprise Value is kr68,638 Mil.
SpareBank 1 SMN's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was kr10,136 Mil. Therefore, SpareBank 1 SMN's EV-to-OCF for today is 6.77.
The historical rank and industry rank for SpareBank 1 SMN's EV-to-OCF or its related term are showing as below:
OSL:MING'
s EV-to-OCF Range Over the Past 10 Years
Min: -64.88 Med: 8.42 Max: 4992.48
Current: 6.66
During the past 13 years, the highest EV-to-OCF of SpareBank 1 SMN was 4992.48. The lowest was -64.88. And the median was 8.42.
OSL:MING's EV-to-OCF is ranked worse than 58.95% of 1498
companies
in the Banks industry
Industry Median: 3.98
vs OSL:MING: 6.66
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SpareBank 1 SMN's PE Ratio (TTM) for today is calculated as:
SpareBank 1 SMN's share price for today is kr201.75.
SpareBank 1 SMN's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr18.220.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SpareBank 1 SMN EV-to-OCF Related Terms
SpareBank 1 SMN EV-to-OCF Historical Data
* Premium members only.
The historical data trend for SpareBank 1 SMN's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 SMN's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 SMN EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 SMN's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where SpareBank 1 SMN's EV-to-OCF falls into.
SpareBank 1 SMN's current Enterprise Value is kr68,638 Mil.
SpareBank 1 SMN's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr10,136 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 SMN (OSL:MING) has a EV-to-OCF of 6.77 as of Aug. 07, 2026. This is 20% below median its historical median of 8.42. According to the industry distribution chart, SpareBank 1 SMN ranks #883 out of 1498 companies in the Banks industry, placing it in the top 58.9%.
Is SpareBank 1 SMN's EV-to-OCF too high?
SpareBank 1 SMN's current EV-to-OCF of 6.77 is 20% below median its 10-year median of 8.42. The Banks industry median EV-to-OCF is 3.98. SpareBank 1 SMN's value of 6.77 is 70.1% above this industry median. Based on the distribution chart, SpareBank 1 SMN ranks #883 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, SpareBank 1 SMN has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 SMN's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 SMN ranks #883 out of 1498 companies for EV-to-OCF. This places SpareBank 1 SMN in the lower half of its industry. The industry median EV-to-OCF is 3.98. SpareBank 1 SMN's value of 6.77 is 70.1% above this benchmark. While the company's 10-year median is 8.42 vs. the industry median of 3.98, SpareBank 1 SMN has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 SMN's current EV-to-OCF of 6.77 is 70.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 SMN's current EV-to-OCF is 6.77, which is 20% below median its own 10-year median of 8.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 SMN stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 SMN (OSL:MING) is currently considered Fairly Valued. The stock's GF Value™ is kr186.58, compared to a current price of kr201.75 — trading 8.1% above its estimated fair value. The current EV-to-OCF is 6.77, which is 20% below median its 10-year median of 8.42 and 70.1% above the Banks industry median of 3.98. SpareBank 1 SMN's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For SpareBank 1 SMN (OSL:MING), the current EV-to-OCF is 6.77 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 SMN (OSL:MING) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 SMN stock appears to be overvalued.
The current stock price of kr201.75 is trading 8.1% above its estimated GF Value™ of kr186.58.
GuruFocus considers SpareBank 1 SMN to be Fairly Valued.
Key valuation signals for OSL:MING:
EV-to-OCF: 6.77 (20% below median its 10-year median of 8.42)
GF Value™: kr186.58 vs. price of kr201.75 (8.1% above fair value)
Industry Position: 70.1% above the Banks median (#883 of 1498)
No single metric tells the full story. See the OSL:MING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 SMN is a regional bank offering retail and corporate banking services and principally operating in Norway. The bank is among the owners of the SpareBank 1 Alliance. The services and products of the bank serves real estate, construction, sea farming, agriculture, fisheries, shipbuilding, offshore, and retail industries as well as the public and energy sectors. The bank's income is split nearly evenly between net interest income and net fees and commission income. The company has Retail Banking and Corporate Banking as its reportable segment.
66GF Score
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