SpareBank 1 SMN (OSL:MING) Moat Score: 0/10 (As of Jun. 30, 2026)


OSL:MING SpareBank 1 SMN OSL:MING
67 GF Score
Price kr190.36
GF Value kr183.32
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is SpareBank 1 SMN Moat Score?

SpareBank 1 SMN has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

SpareBank 1 SMN has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SpareBank 1 SMN might have No Moat - No discernible moat.

SpareBank 1 SMN  (OSL:MING) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SpareBank 1 SMN Moat Score Related Terms

OSL:MING
67GF Score
SpareBank 1 SMN OSL:MING
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is SpareBank 1 SMN (OSL:MING) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 SMN stock appears to be overvalued. The current stock price of kr190.36 is trading 3.8% above its estimated GF Value™ of kr183.32. GuruFocus considers SpareBank 1 SMN to be Fairly Valued.

Key valuation signals for OSL:MING:

  • Moat Score: 0
  • GF Value™: kr183.32 vs. price of kr190.36 (3.8% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the OSL:MING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 SMN Business Description

Other Exchanges MINGo:UK0IVM:UKSJI:Germany
Address Sondre gate 4, Trondheim, NOR, 7011
SpareBank 1 SMN is a regional bank offering retail and corporate banking services and principally operating in Norway. The bank is among the owners of the SpareBank 1 Alliance. The services and products of the bank serves real estate, construction, sea farming, agriculture, fisheries, shipbuilding, offshore, and retail industries as well as the public and energy sectors. The bank's income is split nearly evenly between net interest income and net fees and commission income. The company has Retail Banking and Corporate Banking as its reportable segment.
67GF Score

Get the complete analysis for OSL:MING

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr190.36
Price
kr183.32
GF Value