SpareBank 1 SMNOSL:MING +0.45%69 FCF Yield % is 36.88 as of Jun. 27, 2026, which is 948% above its 10-year median of 3.52. GuruFocus rates OSL:MING with a GF Score™ of 69/100 and a GF Value™ of kr183.32 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, SpareBank 1 SMN ranks better than 84.52% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
SpareBank 1 SMN FCF Yield % Related Terms
SpareBank 1 SMN FCF Yield % Historical Data
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The historical data trend for SpareBank 1 SMN's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 SMN's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 SMN FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 SMN's FCF Yield % distribution charts can be found below:
* The bar in red indicates where SpareBank 1 SMN's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 SMN (OSL:MING) has a FCF Yield % of 36.88 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SpareBank 1 SMN and its competitors. This is 948% above median its historical median of 3.52. According to the industry distribution chart, SpareBank 1 SMN ranks #233 out of 1505 companies in the Banks industry, placing it in the top 15.5%.
Is SpareBank 1 SMN's FCF Yield % too high?
SpareBank 1 SMN's current FCF Yield % of 36.88 is 948% above median its 10-year median of 3.52. The Banks industry median FCF Yield % is 8.20. SpareBank 1 SMN's value of 36.88 is 349.8% above this industry median. Based on the distribution chart, SpareBank 1 SMN ranks #233 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SpareBank 1 SMN has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 SMN's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 SMN ranks #233 out of 1505 companies for FCF Yield %. This places SpareBank 1 SMN in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.20. SpareBank 1 SMN's value of 36.88 is 349.8% above this benchmark. While the company's 10-year median is 3.52 vs. the industry median of 8.20, SpareBank 1 SMN has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 SMN's current FCF Yield % of 36.88 is 349.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SpareBank 1 SMN and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 SMN's current FCF Yield % is 36.88, which is 948% above median its own 10-year median of 3.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 SMN stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 SMN (OSL:MING) is currently considered Fairly Valued. The stock's GF Value™ is kr183.32, compared to a current price of kr190.54 — trading 3.9% above its estimated fair value. The current FCF Yield % is 36.88, which is 948% above median its 10-year median of 3.52 and 349.8% above the Banks industry median of 8.20. SpareBank 1 SMN's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For SpareBank 1 SMN (OSL:MING), the current FCF Yield % is 36.88 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 SMN (OSL:MING) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 SMN stock appears to be overvalued.
The current stock price of kr190.54 is trading 3.9% above its estimated GF Value™ of kr183.32.
GuruFocus considers SpareBank 1 SMN to be Fairly Valued.
Key valuation signals for OSL:MING:
FCF Yield %: 36.88 (948% above median its 10-year median of 3.52)
GF Value™: kr183.32 vs. price of kr190.54 (3.9% above fair value)
Industry Position: 349.8% above the Banks median (#233 of 1505)
No single metric tells the full story. See the OSL:MING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 SMN is a regional bank offering retail and corporate banking services and principally operating in Norway. The bank is among the owners of the SpareBank 1 Alliance. The services and products of the bank serves real estate, construction, sea farming, agriculture, fisheries, shipbuilding, offshore, and retail industries as well as the public and energy sectors. The bank's income is split nearly evenly between net interest income and net fees and commission income. The company has Retail Banking and Corporate Banking as its reportable segment.
69GF Score
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