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Ad-Manum FinanceBOM:511359 +0.92%65 EV-to-EBIT is 4.25 as of Aug. 31, 2026, which is 35% below its 10-year median of 6.49. GuruFocus rates BOM:511359 with a GF Score™ of 65/100 and a GF Value™ of ₹83.19 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 310 Credit Services companies, Ad-Manum Finance ranks better than 90.97% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Ad-Manum Finance's Enterprise Value for the quarter that ended in Jun. 2026 was ₹445.7 Mil.
Ad-Manum Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹119.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ad-Manum Finance EV-to-EBIT Related Terms
Ad-Manum Finance EV-to-EBIT Historical Data
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The historical data trend for Ad-Manum Finance's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ad-Manum Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ad-Manum Finance EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ad-Manum Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Ad-Manum Finance's EV-to-EBIT falls into.
Ad-Manum Finance's current Enterprise Value is ₹508.8 Mil.
Ad-Manum Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹119.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ad-Manum Finance (BOM:511359) has a EV-to-EBIT of 4.25 as of Aug. 31, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Ad-Manum Finance and its competitors. This is 35% below median its historical median of 6.49. According to the industry distribution chart, Ad-Manum Finance ranks #28 out of 310 companies in the Credit Services industry, placing it in the top 9%.
Is Ad-Manum Finance's EV-to-EBIT too high?
Ad-Manum Finance's current EV-to-EBIT of 4.25 is 35% below median its 10-year median of 6.49. The Credit Services industry median EV-to-EBIT is 21.88. Ad-Manum Finance's value of 4.25 is 80.6% below this industry median. Based on the distribution chart, Ad-Manum Finance ranks #28 out of 310 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ad-Manum Finance has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ad-Manum Finance's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Ad-Manum Finance ranks #28 out of 310 companies for EV-to-EBIT. This places Ad-Manum Finance in the top 9% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 21.88. Ad-Manum Finance's value of 4.25 is 80.6% below this benchmark. While the company's 10-year median is 6.49 vs. the industry median of 21.88, Ad-Manum Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 21.88, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ad-Manum Finance's current EV-to-EBIT of 4.25 is 80.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Ad-Manum Finance and its competitors. For the Credit Services industry, the median EV-to-EBIT is 21.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ad-Manum Finance's current EV-to-EBIT is 4.25, which is 35% below median its own 10-year median of 6.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ad-Manum Finance stock overvalued right now?
Based on GuruFocus' analysis, Ad-Manum Finance (BOM:511359) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹83.19, compared to a current price of ₹55.00 — trading 33.9% below its estimated fair value. The current EV-to-EBIT is 4.25, which is 35% below median its 10-year median of 6.49 and 80.6% below the Credit Services industry median of 21.88. Ad-Manum Finance's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Ad-Manum Finance (BOM:511359), the current EV-to-EBIT is 4.25 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ad-Manum Finance (BOM:511359) Overvalued in 2026?
Based on GuruFocus' analysis, Ad-Manum Finance stock appears to be undervalued.
The current stock price of ₹55.00 is trading 33.9% below its estimated GF Value™ of ₹83.19.
GuruFocus considers Ad-Manum Finance to be Significantly Undervalued.
Key valuation signals for BOM:511359:
EV-to-EBIT: 4.25 (35% below median its 10-year median of 6.49)
GF Value™: ₹83.19 vs. price of ₹55.00 (33.9% below fair value)
Industry Position: 80.6% below the Credit Services median (#28 of 310)
No single metric tells the full story. See the BOM:511359 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ad-Manum Finance Ltd is a non-banking finance company which provides financing services for commercial vehicles in India. The company operates through two segments, Financial and Wind Power Generation. It finances various old and new vehicles, such as heavy commercial vehicles, light commercial vehicles, medium commercial vehicles, multi-utility vehicles, and three wheelers. The company derives a majority of revenue from Financial/Investment segment.
65GF Score
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