Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Ad-Manum FinanceBOM:511359 +0.92%65 EV-to-EBITDA is 4.24 as of Aug. 31, 2026, which is 33% below its 10-year median of 6.29. GuruFocus rates BOM:511359 with a GF Score™ of 65/100 and a GF Value™ of ₹83.19 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 322 Credit Services companies, Ad-Manum Finance ranks better than 90.68% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Ad-Manum Finance's enterprise value is ₹508.8 Mil.
Ad-Manum Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹120.0 Mil. Therefore, Ad-Manum Finance's EV-to-EBITDA for today is 4.24.
The historical rank and industry rank for Ad-Manum Finance's EV-to-EBITDA or its related term are showing as below:
BOM:511359'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -375.11 Med: 6.29 Max: 130.35
Current: 4.24
During the past 13 years, the highest EV-to-EBITDA of Ad-Manum Finance was 130.35. The lowest was -375.11. And the median was 6.29.
BOM:511359's EV-to-EBITDA is ranked better than 90.68% of 322
companies
in the Credit Services industry
Industry Median: 20.31
vs BOM:511359: 4.24
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ad-Manum Finance's PE Ratio (TTM) for today is calculated as:
Ad-Manum Finance's share price for today is ₹55.00.
Ad-Manum Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹11.900.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Ad-Manum Finance's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ad-Manum Finance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ad-Manum Finance EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ad-Manum Finance's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ad-Manum Finance's EV-to-EBITDA falls into.
Ad-Manum Finance's current Enterprise Value is ₹508.8 Mil.
Ad-Manum Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹120.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ad-Manum Finance (BOM:511359) has a EV-to-EBITDA of 4.24 as of Aug. 31, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Ad-Manum Finance. This is 33% below median its historical median of 6.29. According to the industry distribution chart, Ad-Manum Finance ranks #30 out of 322 companies in the Credit Services industry, placing it in the top 9.3%.
Is Ad-Manum Finance's EV-to-EBITDA too high?
Ad-Manum Finance's current EV-to-EBITDA of 4.24 is 33% below median its 10-year median of 6.29. The Credit Services industry median EV-to-EBITDA is 20.31. Ad-Manum Finance's value of 4.24 is 79.1% below this industry median. Based on the distribution chart, Ad-Manum Finance ranks #30 out of 322 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ad-Manum Finance has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ad-Manum Finance's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Ad-Manum Finance ranks #30 out of 322 companies for EV-to-EBITDA. This places Ad-Manum Finance in the top 9% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 20.31. Ad-Manum Finance's value of 4.24 is 79.1% below this benchmark. While the company's 10-year median is 6.29 vs. the industry median of 20.31, Ad-Manum Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 20.31, based on 322 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ad-Manum Finance's current EV-to-EBITDA of 4.24 is 79.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Ad-Manum Finance. For the Credit Services industry, the median EV-to-EBITDA is 20.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ad-Manum Finance's current EV-to-EBITDA is 4.24, which is 33% below median its own 10-year median of 6.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ad-Manum Finance stock overvalued right now?
Based on GuruFocus' analysis, Ad-Manum Finance (BOM:511359) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹83.19, compared to a current price of ₹55.00 — trading 33.9% below its estimated fair value. The current EV-to-EBITDA is 4.24, which is 33% below median its 10-year median of 6.29 and 79.1% below the Credit Services industry median of 20.31. Ad-Manum Finance's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Ad-Manum Finance (BOM:511359), the current EV-to-EBITDA is 4.24 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ad-Manum Finance (BOM:511359) Overvalued in 2026?
Based on GuruFocus' analysis, Ad-Manum Finance stock appears to be undervalued.
The current stock price of ₹55.00 is trading 33.9% below its estimated GF Value™ of ₹83.19.
GuruFocus considers Ad-Manum Finance to be Significantly Undervalued.
Key valuation signals for BOM:511359:
EV-to-EBITDA: 4.24 (33% below median its 10-year median of 6.29)
GF Value™: ₹83.19 vs. price of ₹55.00 (33.9% below fair value)
Industry Position: 79.1% below the Credit Services median (#30 of 322)
No single metric tells the full story. See the BOM:511359 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ad-Manum Finance Ltd is a non-banking finance company which provides financing services for commercial vehicles in India. The company operates through two segments, Financial and Wind Power Generation. It finances various old and new vehicles, such as heavy commercial vehicles, light commercial vehicles, medium commercial vehicles, multi-utility vehicles, and three wheelers. The company derives a majority of revenue from Financial/Investment segment.
65GF Score
Get the complete analysis for BOM:511359
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:511359 has been successfully added to your 
