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Ad-Manum FinanceBOM:511359 +0.83%68 EBITDA Margin % is 101.21% as of Mar. 2026, which is 53% above its 10-year median of 65.96. GuruFocus rates BOM:511359 with a GF Score™ of 68/100 and a GF Value™ of ₹78.30 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 415 Credit Services companies, Ad-Manum Finance ranks better than 94.46% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Ad-Manum Finance's EBITDA for the
three
months ended in Mar. 2026 was ₹45.8 Mil. Ad-Manum Finance's Revenue for the
three
months ended in Mar. 2026 was ₹45.3 Mil. Therefore, Ad-Manum Finance's EBITDA margin for the quarter that ended in Mar. 2026 was 101.21%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Ad-Manum Finance EBITDA Margin % Related Terms
Ad-Manum Finance EBITDA Margin % Historical Data
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The historical data trend for Ad-Manum Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511359 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Ad-Manum Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ad-Manum Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ad-Manum Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Ad-Manum Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ad-Manum Finance (BOM:511359) has a EBITDA Margin % of 101.21% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Ad-Manum Finance and its competitors. This is 53% above median its historical median of 65.96. According to the industry distribution chart, Ad-Manum Finance ranks #23 out of 415 companies in the Credit Services industry, placing it in the top 5.5%.
Is Ad-Manum Finance's EBITDA Margin % too high?
Ad-Manum Finance's current EBITDA Margin % of 101.21% is 53% above median its 10-year median of 65.96. The Credit Services industry median EBITDA Margin % is 21.22. Ad-Manum Finance's value of 101.21% is 377% above this industry median. Based on the distribution chart, Ad-Manum Finance ranks #23 out of 415 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ad-Manum Finance has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ad-Manum Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Ad-Manum Finance ranks #23 out of 415 companies for EBITDA Margin %. This places Ad-Manum Finance in the top 6% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 21.22. Ad-Manum Finance's value of 101.21% is 377% above this benchmark. While the company's 10-year median is 65.96 vs. the industry median of 21.22, Ad-Manum Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.22, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ad-Manum Finance's current EBITDA Margin % of 101.21% is 377% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Ad-Manum Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ad-Manum Finance's current EBITDA Margin % is 101.21%, which is 53% above median its own 10-year median of 65.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ad-Manum Finance stock overvalued right now?
Based on GuruFocus' analysis, Ad-Manum Finance (BOM:511359) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹78.30, compared to a current price of ₹60.50 — trading 22.7% below its estimated fair value. The current EBITDA Margin % is 101.21%, which is 53% above median its 10-year median of 65.96 and 377% above the Credit Services industry median of 21.22. Ad-Manum Finance's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Ad-Manum Finance (BOM:511359), the current EBITDA Margin % is 101.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ad-Manum Finance (BOM:511359) Overvalued in 2026?
Based on GuruFocus' analysis, Ad-Manum Finance stock appears to be undervalued.
The current stock price of ₹60.50 is trading 22.7% below its estimated GF Value™ of ₹78.30.
GuruFocus considers Ad-Manum Finance to be Modestly Undervalued.
Key valuation signals for BOM:511359:
EBITDA Margin %: 101.21% (53% above median its 10-year median of 65.96)
GF Value™: ₹78.30 vs. price of ₹60.50 (22.7% below fair value)
Industry Position: 377% above the Credit Services median (#23 of 415)
No single metric tells the full story. See the BOM:511359 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ad-Manum Finance Ltd is a non-banking finance company which provides financing services for commercial vehicles in India. The company operates through two segments, Financial and Wind Power Generation. It finances various old and new vehicles, such as heavy commercial vehicles, light commercial vehicles, medium commercial vehicles, multi-utility vehicles, and three wheelers. The company derives a majority of revenue from Financial/Investment segment.
68GF Score
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