Q2 Holdings (FRA:0Q2) EV-to-EBIT: 37.73 (As of Aug. 13, 2026)

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FRA:0Q2 Q2 Holdings Inc FRA:0Q2
69 GF Score
Price €53.72
GF Value €63.36
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Q2 Holdings EV-to-EBIT?

Q2 Holdings FRA:0Q2 +0.04% 69 EV-to-EBIT is 37.73 as of Aug. 13, 2026. GuruFocus rates FRA:0Q2 with a GF Score™ of 69/100 and a GF Value™ of €63.36 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,775 Software companies, Q2 Holdings ranks worse than 78.54% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Q2 Holdings's Enterprise Value is €3,322.2 Mil. Q2 Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €88.1 Mil. Therefore, Q2 Holdings's EV-to-EBIT for today is 37.73.

The historical rank and industry rank for Q2 Holdings's EV-to-EBIT or its related term are showing as below:

FRA:0Q2' s EV-to-EBIT Range Over the Past 10 Years
Min: -754.04   Med: -53.02   Max: 398.62
Current: 37.52

During the past 13 years, the highest EV-to-EBIT of Q2 Holdings was 398.62. The lowest was -754.04. And the median was -53.02.

FRA:0Q2's EV-to-EBIT is ranked worse than
78.54% of 1775 companies
in the Software industry
Industry Median: 14.06 vs FRA:0Q2: 37.52

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Q2 Holdings's Enterprise Value for the quarter that ended in Jun. 2026 was €2,466.9 Mil. Q2 Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €88.1 Mil. Q2 Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 3.57%.


Q2 Holdings  (FRA:0Q2) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Q2 Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=88.062/2466.8622
=3.57 %

Q2 Holdings's Enterprise Value for the quarter that ended in Jun. 2026 was €2,466.9 Mil.
Q2 Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €88.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Q2 Holdings EV-to-EBIT Related Terms


Q2 Holdings EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Q2 Holdings's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Q2 Holdings EV-to-EBIT Chart

Q2 Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only -60.44 -18.63 -49.70 -239.52 73.86

Q2 Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 353.67 109.07 73.86 34.74 28.70

FRA:0Q2 vs CCC, NATL, MNDY: EV-to-EBIT Comparison

For the Software - Application subindustry, Q2 Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Q2 Holdings EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Q2 Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Q2 Holdings's EV-to-EBIT falls into.


FRA:0Q2
69GF Score
Q2 Holdings Inc FRA:0Q2
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Q2 Holdings EV-to-EBIT Calculation

Q2 Holdings's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=3322.151/88.062
=37.73

Q2 Holdings's current Enterprise Value is €3,322.2 Mil.
Q2 Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €88.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 37.73 mean?
Q2 Holdings (FRA:0Q2) has a EV-to-EBIT of 37.73 as of Aug. 13, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Q2 Holdings and its competitors. According to the industry distribution chart, Q2 Holdings ranks #1394 out of 1775 companies in the Software industry, placing it in the top 78.5%.
Is Q2 Holdings' EV-to-EBIT too high?
Q2 Holdings' current EV-to-EBIT is 37.73. The Software industry median EV-to-EBIT is 14.06. Q2 Holdings' value of 37.73 is 168.3% above this industry median. Based on the distribution chart, Q2 Holdings ranks #1394 out of 1775 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Q2 Holdings has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Q2 Holdings' EV-to-EBIT compare to CCC and NATL?
According to the Software industry distribution chart, Q2 Holdings ranks #1394 out of 1775 companies for EV-to-EBIT. This places Q2 Holdings in the lower half of its industry. The industry median EV-to-EBIT is 14.06. Q2 Holdings' value of 37.73 is 168.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Software company?
The median EV-to-EBIT among Software companies is 14.06, based on 1,775 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Q2 Holdings's current EV-to-EBIT of 37.73 is 168.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Q2 Holdings and its competitors. For the Software industry, the median EV-to-EBIT is 14.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Q2 Holdings's current EV-to-EBIT is 37.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Q2 Holdings stock overvalued right now?
Based on GuruFocus' analysis, Q2 Holdings (FRA:0Q2) is currently considered Modestly Undervalued. The stock's GF Value™ is €63.36, compared to a current price of €53.72 — trading 15.2% below its estimated fair value. The current EV-to-EBIT is 37.73 and 168.3% above the Software industry median of 14.06. Q2 Holdings' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Q2 Holdings (FRA:0Q2), the current EV-to-EBIT is 37.73 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Q2 Holdings (FRA:0Q2) Overvalued in 2026?

Based on GuruFocus' analysis, Q2 Holdings stock appears to be undervalued. The current stock price of €53.72 is trading 15.2% below its estimated GF Value™ of €63.36. GuruFocus considers Q2 Holdings to be Modestly Undervalued.

Key valuation signals for FRA:0Q2:

  • EV-to-EBIT: 37.73
  • GF Value™: €63.36 vs. price of €53.72 (15.2% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 168.3% above the Software median (#1394 of 1775)

No single metric tells the full story. See the FRA:0Q2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Q2 Holdings Business Description

Other Exchanges QTWO:USAQTWO:Mexico
Address 10355 Pecan Park Boulevard, Austin, TX, USA, 78729
Q2 Holdings Inc provides digital solutions to financial institutions, financial technology companies, and alternative finance companies, seeking to incorporate banking into their customer engagement and servicing strategies. The company helps its clients with supervisory, consumer protection, privacy, third-party risk management requirements, and cyber threats and fraud, among other applications, by offering a portfolio of digital solutions, which comprises its digital banking offerings, digital lending and relationship pricing solutions, risk and fraud solutions, as well as Q2 Innovation Studio and Helix. Q2 derives the majority of its revenue from subscription fees for the use of its hosted solutions.
69GF Score

Get the complete analysis for FRA:0Q2

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€53.72
Price
€63.36
GF Value