Q2 HoldingsFRA:0Q2 -2.91%57 OCF Margin % is 26.01% as of Mar. 2026, which is 368% above its 10-year median of 5.56. GuruFocus rates FRA:0Q2 with a GF Score™ of 57/100 and a GF Value™ of €55.86 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,816 Software companies, Q2 Holdings ranks better than 86.04% on this metric.
The historical rank and industry rank for Q2 Holdings's OCF Margin % or its related term are showing as below:
FRA:0Q2'
s OCF Margin % Range Over the Past 10 Years
Min: -0.72 Med: 5.56 Max: 25.35
Current: 26.08
During the past 13 years, the highest OCF Margin % of Q2 Holdings was 25.35%. The lowest was -0.72%. And the median was 5.56%.
FRA:0Q2's OCF Margin % is ranked better than 86.04% of 2816
companies
in the Software industry
Industry Median: 6.77
vs FRA:0Q2: 26.08
Q2 Holdings OCF Margin % Related Terms
Q2 Holdings OCF Margin % Historical Data
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The historical data trend for Q2 Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0Q2 vs ADEA, BRZE, DBD: OCF Margin % Comparison
For the Software - Application subindustry, Q2 Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Q2 Holdings OCF Margin % vs Software Industry
For the Software industry and Technology sector, Q2 Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Q2 Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Q2 Holdings (FRA:0Q2) has a OCF Margin % of 26.01% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Q2 Holdings and its competitors. This is 368% above median its historical median of 5.56. According to the industry distribution chart, Q2 Holdings ranks #393 out of 2816 companies in the Software industry, placing it in the top 14%.
Is Q2 Holdings' OCF Margin % too high?
Q2 Holdings' current OCF Margin % of 26.01% is 368% above median its 10-year median of 5.56. The Software industry median OCF Margin % is 6.77. Q2 Holdings' value of 26.01% is 284.2% above this industry median. Based on the distribution chart, Q2 Holdings ranks #393 out of 2816 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Q2 Holdings has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Q2 Holdings' OCF Margin % compare to ADEA and BRZE?
According to the Software industry distribution chart, Q2 Holdings ranks #393 out of 2816 companies for OCF Margin %. This places Q2 Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 6.77. Q2 Holdings' value of 26.01% is 284.2% above this benchmark. While the company's 10-year median is 5.56 vs. the industry median of 6.77, Q2 Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.77, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Q2 Holdings's current OCF Margin % of 26.01% is 284.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Q2 Holdings and its competitors. For the Software industry, the median OCF Margin % is 6.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Q2 Holdings's current OCF Margin % is 26.01%, which is 368% above median its own 10-year median of 5.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Q2 Holdings stock overvalued right now?
Based on GuruFocus' analysis, Q2 Holdings (FRA:0Q2) is currently considered Significantly Undervalued. The stock's GF Value™ is €55.86, compared to a current price of €37.67 — trading 32.6% below its estimated fair value. The current OCF Margin % is 26.01%, which is 368% above median its 10-year median of 5.56 and 284.2% above the Software industry median of 6.77. Q2 Holdings' overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Q2 Holdings (FRA:0Q2), the current OCF Margin % is 26.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Q2 Holdings (FRA:0Q2) Overvalued in 2026?
Based on GuruFocus' analysis, Q2 Holdings stock appears to be undervalued.
The current stock price of €37.67 is trading 32.6% below its estimated GF Value™ of €55.86.
GuruFocus considers Q2 Holdings to be Significantly Undervalued.
Key valuation signals for FRA:0Q2:
OCF Margin %: 26.01% (368% above median its 10-year median of 5.56)
GF Value™: €55.86 vs. price of €37.67 (32.6% below fair value)
Industry Position: 284.2% above the Software median (#393 of 2816)
No single metric tells the full story. See the FRA:0Q2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Q2 Holdings Inc provides digital solutions to financial institutions, financial technology companies, and alternative finance companies, seeking to incorporate banking into their customer engagement and servicing strategies. The company helps its clients with supervisory, consumer protection, privacy, third-party risk management requirements, and cyber threats and fraud, among other applications, by offering a portfolio of digital solutions, which comprises its digital banking offerings, digital lending and relationship pricing solutions, risk and fraud solutions, as well as Q2 Innovation Studio and Helix. Q2 derives the majority of its revenue from subscription fees for the use of its hosted solutions.
57GF Score
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