Q2 Holdings (FRA:0Q2) OCF Yield %: 7.12 (As of Jul. 01, 2026) — 1324% Above Median


FRA:0Q2 Q2 Holdings Inc FRA:0Q2
58 GF Score
Price €41.13
GF Value €59.86
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Q2 Holdings OCF Yield %?

Q2 Holdings FRA:0Q2 +1.63% 58 OCF Yield % is 7.12 as of Jul. 01, 2026, which is 1324% above its 10-year median of 0.50. GuruFocus rates FRA:0Q2 with a GF Score™ of 58/100 and a GF Value™ of €59.86 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,867 Software companies, Q2 Holdings ranks better than 65.99% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Q2 Holdings's Trailing 12-Month Cash Flow from Operations is €184.1 Mil, and Market Cap is €2,644.1 Mil. Therefore, Q2 Holdings's OCF Yield % for today is 7.12%.

The historical rank and industry rank for Q2 Holdings's OCF Yield % or its related term are showing as below:

FRA:0Q2' s OCF Yield % Range Over the Past 10 Years
Min: -0.53   Med: 0.5   Max: 7.39
Current: 7.12


During the past 13 years, the highest OCF Yield % of Q2 Holdings was 7.39%. The lowest was -0.53%. And the median was 0.50%.

FRA:0Q2's OCF Yield % is ranked better than
65.99% of 2867 companies
in the Software industry
Industry Median: 3.12 vs FRA:0Q2: 7.12

Q2 Holdings's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Q2 Holdings OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Q2 Holdings OCF Yield % Related Terms


Q2 Holdings OCF Yield % Historical Data

* Premium members only.

The historical data trend for Q2 Holdings's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Q2 Holdings OCF Yield % Chart

Q2 Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 2.43 2.74 2.17 4.42

Q2 Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.52 3.38 4.01 5.59 7.74

FRA:0Q2 vs DBD, CCC, AGYS: OCF Yield % Comparison

For the Software - Application subindustry, Q2 Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Q2 Holdings OCF Yield % vs Software Industry

For the Software industry and Technology sector, Q2 Holdings's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Q2 Holdings's OCF Yield % falls into.


FRA:0Q2
58GF Score
Q2 Holdings Inc FRA:0Q2
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Q2 Holdings OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Q2 Holdings's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=172.048 / 3889.942
=4.42%

Q2 Holdings's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=48.718 * 4 / 2519.133
=7.74%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 7.12 mean?
Q2 Holdings (FRA:0Q2) has a OCF Yield % of 7.12 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Q2 Holdings and its competitors. This is 1324% above median its historical median of 0.50. According to the industry distribution chart, Q2 Holdings ranks #975 out of 2867 companies in the Software industry, placing it in the top 34%.
Is Q2 Holdings' OCF Yield % too high?
Q2 Holdings' current OCF Yield % of 7.12 is 1324% above median its 10-year median of 0.50. The Software industry median OCF Yield % is 3.12. Q2 Holdings' value of 7.12 is 128.2% above this industry median. Based on the distribution chart, Q2 Holdings ranks #975 out of 2867 companies in the Software industry, which is above the industry midpoint. Overall, Q2 Holdings has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Q2 Holdings' OCF Yield % compare to DBD and CCC?
According to the Software industry distribution chart, Q2 Holdings ranks #975 out of 2867 companies for OCF Yield %. This puts Q2 Holdings in the upper half of its industry. The industry median OCF Yield % is 3.12. Q2 Holdings' value of 7.12 is 128.2% above this benchmark. While the company's 10-year median is 0.50 vs. the industry median of 3.12, Q2 Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Software company?
The median OCF Yield % among Software companies is 3.12, based on 2,867 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Q2 Holdings's current OCF Yield % of 7.12 is 128.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Q2 Holdings and its competitors. For the Software industry, the median OCF Yield % is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Q2 Holdings's current OCF Yield % is 7.12, which is 1324% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Q2 Holdings stock overvalued right now?
Based on GuruFocus' analysis, Q2 Holdings (FRA:0Q2) is currently considered Significantly Undervalued. The stock's GF Value™ is €59.86, compared to a current price of €41.13 — trading 31.3% below its estimated fair value. The current OCF Yield % is 7.12, which is 1324% above median its 10-year median of 0.50 and 128.2% above the Software industry median of 3.12. Q2 Holdings' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Q2 Holdings (FRA:0Q2), the current OCF Yield % is 7.12 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Q2 Holdings (FRA:0Q2) Overvalued in 2026?

Based on GuruFocus' analysis, Q2 Holdings stock appears to be undervalued. The current stock price of €41.13 is trading 31.3% below its estimated GF Value™ of €59.86. GuruFocus considers Q2 Holdings to be Significantly Undervalued.

Key valuation signals for FRA:0Q2:

  • OCF Yield %: 7.12 (1324% above median its 10-year median of 0.50)
  • GF Value™: €59.86 vs. price of €41.13 (31.3% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 128.2% above the Software median (#975 of 2867)

No single metric tells the full story. See the FRA:0Q2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Q2 Holdings Business Description

Other Exchanges QTWO:USAQTWO:Mexico
Address 10355 Pecan Park Boulevard, Austin, TX, USA, 78729
Q2 Holdings Inc provides digital solutions to financial institutions, financial technology companies, and alternative finance companies, seeking to incorporate banking into their customer engagement and servicing strategies. The company helps its clients with supervisory, consumer protection, privacy, third-party risk management requirements, and cyber threats and fraud, among other applications, by offering a portfolio of digital solutions, which comprises its digital banking offerings, digital lending and relationship pricing solutions, risk and fraud solutions, as well as Q2 Innovation Studio and Helix. Q2 derives the majority of its revenue from subscription fees for the use of its hosted solutions.
58GF Score

Get the complete analysis for FRA:0Q2

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.13
Price
€59.86
GF Value