Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Q2 Holdings's Revenue for the
three
months ended in Mar. 2026 was €187.3 Mil. Q2 Holdings's average Accounts Receivable for the
three
months ended in Mar. 2026 was €54.2 Mil.
Hence, Q2 Holdings's Receivables Turnover for the
three
months ended in Mar. 2026 was 3.46.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Q2 Holdings Receivables Turnover Related Terms
Q2 Holdings Receivables Turnover Historical Data
* Premium members only.
The historical data trend for Q2 Holdings's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0Q2 vs DBD, CCC, AGYS: Receivables Turnover Comparison
For the Software - Application subindustry, Q2 Holdings's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Q2 Holdings Receivables Turnover vs Software Industry
For the Software industry and Technology sector, Q2 Holdings's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Q2 Holdings's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Q2 Holdings (FRA:0Q2) has a Receivables Turnover of 3.46 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Q2 Holdings and its competitors. According to the industry distribution chart, Q2 Holdings ranks #393 out of 2782 companies in the Software industry, placing it in the top 14.1%.
Is Q2 Holdings' Receivables Turnover too high?
Q2 Holdings' current Receivables Turnover is 3.46. The Software industry median Receivables Turnover is 5.73. Q2 Holdings' value of 3.46 is 39.6% below this industry median. Based on the distribution chart, Q2 Holdings ranks #393 out of 2782 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Q2 Holdings has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Q2 Holdings' Receivables Turnover compare to DBD and CCC?
According to the Software industry distribution chart, Q2 Holdings ranks #393 out of 2782 companies for Receivables Turnover. This places Q2 Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 5.73. Q2 Holdings' value of 3.46 is 39.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.73, based on 2,782 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Q2 Holdings's current Receivables Turnover of 3.46 is 39.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Q2 Holdings and its competitors. For the Software industry, the median Receivables Turnover is 5.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Q2 Holdings's current Receivables Turnover is 3.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Q2 Holdings stock overvalued right now?
Based on GuruFocus' analysis, Q2 Holdings (FRA:0Q2) is currently considered Modestly Undervalued. The stock's GF Value™ is €63.82, compared to a current price of €47.13 — trading 26.2% below its estimated fair value. The current Receivables Turnover is 3.46 and 39.6% below the Software industry median of 5.73. Q2 Holdings' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Q2 Holdings (FRA:0Q2), the current Receivables Turnover is 3.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Q2 Holdings (FRA:0Q2) Overvalued in 2026?
Based on GuruFocus' analysis, Q2 Holdings stock appears to be undervalued.
The current stock price of €47.13 is trading 26.2% below its estimated GF Value™ of €63.82.
GuruFocus considers Q2 Holdings to be Modestly Undervalued.
Key valuation signals for FRA:0Q2:
Receivables Turnover: 3.46
GF Value™: €63.82 vs. price of €47.13 (26.2% below fair value)
Industry Position: 39.6% below the Software median (#393 of 2782)
No single metric tells the full story. See the FRA:0Q2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Q2 Holdings Inc provides digital solutions to financial institutions, financial technology companies, and alternative finance companies, seeking to incorporate banking into their customer engagement and servicing strategies. The company helps its clients with supervisory, consumer protection, privacy, third-party risk management requirements, and cyber threats and fraud, among other applications, by offering a portfolio of digital solutions, which comprises its digital banking offerings, digital lending and relationship pricing solutions, risk and fraud solutions, as well as Q2 Innovation Studio and Helix. Q2 derives the majority of its revenue from subscription fees for the use of its hosted solutions.
65GF Score
Get the complete analysis for FRA:0Q2
Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:0Q2 has been successfully added to your 
