Q2 Holdings (FRA:0Q2) FCF Yield %: 6.09 (As of Jun. 30, 2026)


FRA:0Q2 Q2 Holdings Inc FRA:0Q2
58 GF Score
Price €41.22
GF Value €62.10
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Q2 Holdings FCF Yield %?

Q2 Holdings FRA:0Q2 +9.42% 58 FCF Yield % is 6.09 as of Jun. 30, 2026. GuruFocus rates FRA:0Q2 with a GF Score™ of 58/100 and a GF Value™ of €62.10 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 2,867 Software companies, Q2 Holdings ranks better than 72.41% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Q2 Holdings's Trailing 12-Month Free Cash Flow is €154.5 Mil, and Market Cap is €2,592.4 Mil. Therefore, Q2 Holdings's FCF Yield % for today is 6.09%.

The historical rank and industry rank for Q2 Holdings's FCF Yield % or its related term are showing as below:

FRA:0Q2' s FCF Yield % Range Over the Past 10 Years
Min: -1.87   Med: -0.17   Max: 6.2
Current: 6.09


During the past 13 years, the highest FCF Yield % of Q2 Holdings was 6.20%. The lowest was -1.87%. And the median was -0.17%.

FRA:0Q2's FCF Yield % is ranked better than
72.41% of 2867 companies
in the Software industry
Industry Median: 0.88 vs FRA:0Q2: 6.09

Q2 Holdings's FCF Margin % for the quarter that ended in Mar. 2026 was 20.42%.


Q2 Holdings FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Q2 Holdings FCF Yield % Related Terms


Q2 Holdings FCF Yield % Historical Data

* Premium members only.

The historical data trend for Q2 Holdings's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Q2 Holdings FCF Yield % Chart

Q2 Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.43 1.55 1.70 3.81

Q2 Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.06 2.89 3.28 4.97 6.07

FRA:0Q2 vs DBD, CCC, AGYS: FCF Yield % Comparison

For the Software - Application subindustry, Q2 Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Q2 Holdings FCF Yield % vs Software Industry

For the Software industry and Technology sector, Q2 Holdings's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Q2 Holdings's FCF Yield % falls into.


FRA:0Q2
58GF Score
Q2 Holdings Inc FRA:0Q2
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Q2 Holdings FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Q2 Holdings's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=148.057 / 3889.942
=3.81%

Q2 Holdings's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=38.242 * 4 / 2519.133
=6.07%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 6.09 mean?
Q2 Holdings (FRA:0Q2) has a FCF Yield % of 6.09 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Q2 Holdings and its competitors. According to the industry distribution chart, Q2 Holdings ranks #791 out of 2867 companies in the Software industry, placing it in the top 27.6%.
Is Q2 Holdings' FCF Yield % too high?
Q2 Holdings' current FCF Yield % is 6.09. The Software industry median FCF Yield % is 0.88. Q2 Holdings' value of 6.09 is 592% above this industry median. Based on the distribution chart, Q2 Holdings ranks #791 out of 2867 companies in the Software industry, which is above the industry midpoint. Overall, Q2 Holdings has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Q2 Holdings' FCF Yield % compare to DBD and CCC?
According to the Software industry distribution chart, Q2 Holdings ranks #791 out of 2867 companies for FCF Yield %. This puts Q2 Holdings in the upper half of its industry. The industry median FCF Yield % is 0.88. Q2 Holdings' value of 6.09 is 592% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Software company?
The median FCF Yield % among Software companies is 0.88, based on 2,867 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Q2 Holdings's current FCF Yield % of 6.09 is 592% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Q2 Holdings and its competitors. For the Software industry, the median FCF Yield % is 0.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Q2 Holdings's current FCF Yield % is 6.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Q2 Holdings stock overvalued right now?
Based on GuruFocus' analysis, Q2 Holdings (FRA:0Q2) is currently considered Modestly Undervalued. The stock's GF Value™ is €62.10, compared to a current price of €41.22 — trading 33.6% below its estimated fair value. The current FCF Yield % is 6.09 and 592% above the Software industry median of 0.88. Q2 Holdings' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Q2 Holdings (FRA:0Q2), the current FCF Yield % is 6.09 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Q2 Holdings (FRA:0Q2) Overvalued in 2026?

Based on GuruFocus' analysis, Q2 Holdings stock appears to be undervalued. The current stock price of €41.22 is trading 33.6% below its estimated GF Value™ of €62.10. GuruFocus considers Q2 Holdings to be Modestly Undervalued.

Key valuation signals for FRA:0Q2:

  • FCF Yield %: 6.09
  • GF Value™: €62.10 vs. price of €41.22 (33.6% below fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 592% above the Software median (#791 of 2867)

No single metric tells the full story. See the FRA:0Q2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Q2 Holdings Business Description

Other Exchanges QTWO:USAQTWO:Mexico
Address 10355 Pecan Park Boulevard, Austin, TX, USA, 78729
Q2 Holdings Inc provides digital solutions to financial institutions, financial technology companies, and alternative finance companies, seeking to incorporate banking into their customer engagement and servicing strategies. The company helps its clients with supervisory, consumer protection, privacy, third-party risk management requirements, and cyber threats and fraud, among other applications, by offering a portfolio of digital solutions, which comprises its digital banking offerings, digital lending and relationship pricing solutions, risk and fraud solutions, as well as Q2 Innovation Studio and Helix. Q2 derives the majority of its revenue from subscription fees for the use of its hosted solutions.
58GF Score

Get the complete analysis for FRA:0Q2

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.22
Price
€62.10
GF Value