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MastercardMEX:MA -0.47%99 EV-to-EBIT is 23.41 as of Jul. 20, 2026, which is 21% below its 10-year median of 29.56. GuruFocus rates MEX:MA with a GF Score™ of 99/100 and a GF Value™ of MXN11,674.01 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 312 Credit Services companies, Mastercard ranks worse than 50.64% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Mastercard's Enterprise Value for the quarter that ended in Mar. 2026 was MXN8,173,954 Mil.
Mastercard's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN367,524 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mastercard EV-to-EBIT Related Terms
Mastercard EV-to-EBIT Historical Data
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The historical data trend for Mastercard's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mastercard's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mastercard EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mastercard's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Mastercard's EV-to-EBIT falls into.
Mastercard's current Enterprise Value is MXN8,602,933 Mil.
Mastercard's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN367,524 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mastercard (MEX:MA) has a EV-to-EBIT of 23.41 as of Jul. 20, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Mastercard and its competitors. This is 21% below median its historical median of 29.56. Over the past decade, Mastercard's EV-to-EBIT has ranged from 19.43 to 47.29. According to the industry distribution chart, Mastercard ranks #158 out of 312 companies in the Credit Services industry, placing it in the top 50.6%.
Is Mastercard's EV-to-EBIT too high?
Mastercard's current EV-to-EBIT of 23.41 is 21% below median its 10-year median of 29.56. Over the past 10 years, this metric has ranged from a low of 19.43 to a high of 47.29. The Credit Services industry median EV-to-EBIT is 23.66. Mastercard's value of 23.41 is 1.1% below this industry median. Based on the distribution chart, Mastercard ranks #158 out of 312 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mastercard has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mastercard's EV-to-EBIT compare to V and AXP?
According to the Credit Services industry distribution chart, Mastercard ranks #158 out of 312 companies for EV-to-EBIT. This places Mastercard in the lower half of its industry. The industry median EV-to-EBIT is 23.66. Mastercard's value of 23.41 is 1.1% below this benchmark. Historically, Mastercard's own EV-to-EBIT has ranged from 19.43 to 47.29 over the past decade. While the company's 10-year median is 29.56 vs. the industry median of 23.66, Mastercard has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 23.66, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mastercard's current EV-to-EBIT of 23.41 is 1.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Mastercard and its competitors. For the Credit Services industry, the median EV-to-EBIT is 23.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mastercard's current EV-to-EBIT is 23.41, which is 21% below median its own 10-year median of 29.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mastercard stock overvalued right now?
Based on GuruFocus' analysis, Mastercard (MEX:MA) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN11,674.01, compared to a current price of MXN9,551.00 — trading 18.2% below its estimated fair value. The current EV-to-EBIT is 23.41, which is 21% below median its 10-year median of 29.56 and 1.1% below the Credit Services industry median of 23.66. Mastercard's overall GF Score™ is 99/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Mastercard (MEX:MA), the current EV-to-EBIT is 23.41 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mastercard (MEX:MA) Overvalued in 2026?
Based on GuruFocus' analysis, Mastercard stock appears to be undervalued.
The current stock price of MXN9,551.00 is trading 18.2% below its estimated GF Value™ of MXN11,674.01.
GuruFocus considers Mastercard to be Modestly Undervalued.
Key valuation signals for MEX:MA:
EV-to-EBIT: 23.41 (21% below median its 10-year median of 29.56)
GF Value™: MXN11,674.01 vs. price of MXN9,551.00 (18.2% below fair value)
Industry Position: 1.1% below the Credit Services median (#158 of 312)
No single metric tells the full story. See the MEX:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
99GF Score
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