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Mastercard (MEX:MA) Cyclically Adjusted PB Ratio : 80.67 (As of Mar. 04, 2025)


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What is Mastercard Cyclically Adjusted PB Ratio?

As of today (2025-03-04), Mastercard's current share price is MXN11917.24. Mastercard's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was MXN147.72. Mastercard's Cyclically Adjusted PB Ratio for today is 80.67.

The historical rank and industry rank for Mastercard's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:MA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 20.9   Med: 49.73   Max: 80.94
Current: 80.73

During the past years, Mastercard's highest Cyclically Adjusted PB Ratio was 80.94. The lowest was 20.90. And the median was 49.73.

MEX:MA's Cyclically Adjusted PB Ratio is ranked worse than
100% of 259 companies
in the Credit Services industry
Industry Median: 0.9 vs MEX:MA: 80.73

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Mastercard's adjusted book value per share data for the three months ended in Dec. 2024 was MXN148.072. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN147.72 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mastercard Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Mastercard's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mastercard Cyclically Adjusted PB Ratio Chart

Mastercard Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60.98 56.02 50.99 61.86 73.94

Mastercard Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 61.86 68.50 62.19 69.21 73.94

Competitive Comparison of Mastercard's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, Mastercard's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mastercard's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Mastercard's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mastercard's Cyclically Adjusted PB Ratio falls into.



Mastercard Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Mastercard's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=11917.24/147.72
=80.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mastercard's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Mastercard's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=148.072/133.1571*133.1571
=148.072

Current CPI (Dec. 2024) = 133.1571.

Mastercard Quarterly Data

Book Value per Share CPI Adj_Book
201503 84.044 99.621 112.336
201506 88.605 100.684 117.182
201509 94.191 100.392 124.933
201512 92.878 99.792 123.931
201603 85.586 100.470 113.430
201606 98.402 101.688 128.854
201609 110.117 101.861 143.950
201612 107.872 101.863 141.013
201703 98.370 102.862 127.342
201706 99.138 103.349 127.731
201709 110.292 104.136 141.029
201712 101.887 104.011 130.438
201803 98.864 105.290 125.031
201806 99.420 106.317 124.519
201809 104.368 106.507 130.483
201812 102.746 105.998 129.072
201903 97.899 107.251 121.547
201906 94.683 108.070 116.663
201909 96.736 108.329 118.907
201912 110.324 108.420 135.495
202003 126.068 108.902 154.147
202006 148.746 108.767 182.101
202009 128.296 109.815 155.567
202012 127.710 109.897 154.741
202103 130.345 111.754 155.308
202106 129.792 114.631 150.768
202109 140.068 115.734 161.154
202112 153.060 117.630 173.265
202203 143.645 121.301 157.685
202206 128.252 125.017 136.603
202209 132.868 125.227 141.283
202212 128.437 125.222 136.576
202303 101.343 127.348 105.966
202306 100.064 128.729 103.506
202309 117.072 129.860 120.045
202312 125.926 129.419 129.563
202403 129.092 131.776 130.445
202406 146.795 132.554 147.463
202409 159.282 133.029 159.436
202412 148.072 133.157 148.072

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Mastercard  (MEX:MA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Mastercard Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Mastercard's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Mastercard Business Description

Address
2000 Purchase Street, Purchase, NY, USA, 10577
Mastercard is the second-largest payment processor in the world, having processed close to over $9 trillion in volume during 2023. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.